International Money Express Valuation
Is IMXI * undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of IMXI * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: IMXI * (MX$430) is trading below our estimate of fair value (MX$580.54)
Significantly Below Fair Value: IMXI * is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for IMXI *?
Key metric: As IMXI * is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is IMXI *'s PE Ratio? | |
|---|---|
| PE Ratio | 10.7x |
| Earnings | US$60.94m |
| Market Cap | US$649.03m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 1x |
| Enterprise Value/EBITDA | 5.8x |
| PEG Ratio | 1.6x |
Price to Earnings Ratio vs Peers
How does IMXI *'s PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 31.6x | ||
INVEX A INVEX Controladora. de | 9x | n/a | Mex$13.4b |
GFMULTI O Grupo Financiero Multiva. de | 8.2x | n/a | Mex$5.4b |
GBM O Corporativo GBM. de | 101.9x | n/a | Mex$17.8b |
ACTINVR B Corporación Actinver S. A. B. de C. V | 7.2x | 12.3% | Mex$9.0b |
IMXI * International Money Express | 10.7x | 6.5% | Mex$649.0m |
Price-To-Earnings vs Peers: IMXI * is good value based on its Price-To-Earnings Ratio (10.7x) compared to the peer average (31.6x).
Price to Earnings Ratio vs Industry
How does IMXI *'s PE Ratio compare vs other companies in the South American Diversified Financial Industry?
| 2 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 2 Companies | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: IMXI * is expensive based on its Price-To-Earnings Ratio (10.7x) compared to the South American Diversified Financial industry average (8.6x).
Price to Earnings Ratio vs Fair Ratio
What is IMXI *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 10.7x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate IMXI *'s Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | n/a | Mex$543.35 0% | 10.3% | Mex$617.44 | Mex$452.79 | n/a | 5 |
| Nov ’25 | n/a | Mex$468.68 0% | 16.0% | Mex$581.01 | Mex$367.97 | n/a | 5 |
| Oct ’25 | n/a | Mex$452.02 0% | 15.6% | Mex$565.03 | Mex$357.85 | n/a | 5 |
| Sep ’25 | n/a | Mex$452.02 0% | 15.6% | Mex$565.03 | Mex$357.85 | n/a | 5 |
| Aug ’25 | n/a | Mex$471.43 0% | 11.3% | Mex$554.62 | Mex$388.24 | n/a | 6 |
| Jul ’25 | n/a | Mex$471.43 0% | 11.3% | Mex$554.62 | Mex$388.24 | n/a | 6 |
| Jun ’25 | n/a | Mex$430.39 0% | 12.3% | Mex$504.36 | Mex$353.05 | n/a | 5 |
| May ’25 | n/a | Mex$419.81 0% | 10.8% | Mex$483.11 | Mex$349.84 | n/a | 5 |
| Apr ’25 | n/a | Mex$419.81 0% | 10.8% | Mex$483.11 | Mex$349.84 | n/a | 5 |
| Mar ’25 | n/a | Mex$422.40 0% | 11.6% | Mex$494.93 | Mex$358.40 | n/a | 4 |
| Feb ’25 | n/a | Mex$441.06 0% | 12.6% | Mex$524.04 | Mex$366.83 | n/a | 4 |
| Jan ’25 | n/a | Mex$441.06 0% | 12.6% | Mex$524.04 | Mex$366.83 | n/a | 4 |
| Dec ’24 | n/a | Mex$436.81 0% | 10.1% | Mex$494.16 | Mex$370.62 | n/a | 4 |
| Nov ’24 | n/a | Mex$393.88 0% | 18.0% | Mex$492.35 | Mex$310.00 | n/a | 5 |
| Oct ’24 | n/a | Mex$479.53 0% | 10.5% | Mex$548.04 | Mex$428.15 | n/a | 3 |
| Sep ’24 | n/a | Mex$442.27 0% | 16.5% | Mex$544.33 | Mex$340.20 | n/a | 4 |
| Aug ’24 | n/a | Mex$515.33 0% | 10.7% | Mex$589.42 | Mex$437.86 | n/a | 5 |
| Jul ’24 | n/a | Mex$523.86 0% | 10.7% | Mex$599.18 | Mex$445.11 | n/a | 5 |
| Jun ’24 | n/a | Mex$544.76 0% | 10.7% | Mex$623.09 | Mex$462.87 | n/a | 5 |
| May ’24 | n/a | Mex$551.62 0% | 10.3% | Mex$635.09 | Mex$471.78 | n/a | 5 |
| Apr ’24 | n/a | Mex$536.08 0% | 8.2% | Mex$586.48 | Mex$476.52 | n/a | 4 |
| Mar ’24 | n/a | Mex$509.81 0% | 9.4% | Mex$566.45 | Mex$434.28 | n/a | 4 |
| Feb ’24 | n/a | Mex$509.81 0% | 9.4% | Mex$566.45 | Mex$434.28 | n/a | 4 |
| Jan ’24 | n/a | Mex$530.42 0% | 9.1% | Mex$585.02 | Mex$448.52 | n/a | 5 |
| Dec ’23 | n/a | Mex$530.42 0% | 9.1% | Mex$585.02 | Mex$448.52 | n/a | 5 |
| Nov ’23 | n/a | Mex$554.98 0% | 8.2% | Mex$587.38 | Mex$465.86 | n/a | 5 |
Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.
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