Discover Financial Services Past Earnings Performance
Past criteria checks 2/6
Discover Financial Services has been growing earnings at an average annual rate of 17.7%, while the Consumer Finance industry saw earnings growing at 8.6% annually. Revenues have been growing at an average rate of 10.5% per year. Discover Financial Services's return on equity is 28.8%, and it has net margins of 37.1%.
Key information
17.7%
Earnings growth rate
22.8%
EPS growth rate
Consumer Finance Industry Growth | 9.8% |
Revenue growth rate | 10.5% |
Return on equity | 28.8% |
Net Margin | 37.1% |
Last Earnings Update | 31 Mar 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Discover Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
31 Mar 23 | 10,881 | 4,038 | 4,390 | 0 |
31 Dec 22 | 10,978 | 4,304 | 4,163 | 0 |
30 Sep 22 | 10,802 | 4,339 | 3,988 | 0 |
30 Jun 22 | 10,688 | 4,426 | 3,812 | 0 |
31 Mar 22 | 11,457 | 5,010 | 3,712 | 0 |
31 Dec 21 | 11,869 | 5,351 | 3,685 | 0 |
30 Sep 21 | 11,489 | 5,084 | 3,547 | 0 |
30 Jun 21 | 10,861 | 4,780 | 3,421 | 0 |
31 Mar 21 | 8,033 | 2,728 | 3,328 | 0 |
31 Dec 20 | 5,954 | 1,104 | 3,383 | 0 |
30 Sep 20 | 5,769 | 1,014 | 3,420 | 0 |
30 Jun 20 | 5,906 | 1,012 | 3,516 | 0 |
31 Mar 20 | 7,355 | 2,125 | 3,587 | 0 |
31 Dec 19 | 8,228 | 2,908 | 3,481 | 0 |
30 Sep 19 | 8,127 | 2,884 | 3,419 | 0 |
30 Jun 19 | 8,008 | 2,834 | 3,353 | 0 |
31 Mar 19 | 7,804 | 2,748 | 3,302 | 0 |
31 Dec 18 | 7,674 | 2,689 | 3,258 | 0 |
30 Sep 18 | 7,602 | 2,367 | 3,237 | 0 |
30 Jun 18 | 7,471 | 2,257 | 3,181 | 0 |
31 Mar 18 | 7,389 | 2,126 | 3,110 | 0 |
31 Dec 17 | 7,318 | 2,031 | 3,042 | 0 |
30 Sep 17 | 7,163 | 2,222 | 2,906 | 0 |
30 Jun 17 | 7,168 | 2,258 | 2,849 | 0 |
31 Mar 17 | 7,193 | 2,328 | 2,822 | 0 |
31 Dec 16 | 7,240 | 2,339 | 2,810 | 0 |
30 Sep 16 | 7,181 | 2,277 | 2,830 | 0 |
30 Jun 16 | 7,181 | 2,251 | 2,814 | 0 |
31 Mar 16 | 7,246 | 2,235 | 2,804 | 0 |
31 Dec 15 | 7,227 | 2,246 | 2,777 | 0 |
30 Sep 15 | 7,263 | 2,150 | 2,736 | 0 |
30 Jun 15 | 7,239 | 2,181 | 2,683 | 0 |
31 Mar 15 | 7,182 | 2,225 | 2,585 | 0 |
31 Dec 14 | 7,034 | 2,270 | 2,519 | 0 |
30 Sep 14 | 7,225 | 2,466 | 2,453 | 0 |
30 Jun 14 | 7,124 | 2,415 | 2,401 | 0 |
31 Mar 14 | 7,114 | 2,373 | 2,389 | 0 |
31 Dec 13 | 7,139 | 2,414 | 2,373 | 0 |
30 Sep 13 | 6,352 | 2,047 | 2,344 | 0 |
30 Jun 13 | 6,490 | 2,099 | 2,336 | 0 |
31 Mar 13 | 6,291 | 2,031 | 2,246 | 0 |
31 Dec 12 | 6,180 | 2,016 | 2,160 | 0 |
30 Nov 12 | 6,804 | 2,318 | 2,159 | 0 |
31 Aug 12 | 6,638 | 2,284 | 2,060 | 0 |
Quality Earnings: DFS * has high quality earnings.
Growing Profit Margin: DFS *'s current net profit margins (37.1%) are lower than last year (43.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: DFS *'s earnings have grown by 17.7% per year over the past 5 years.
Accelerating Growth: DFS *'s has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: DFS * had negative earnings growth (-19.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (-11.1%).
Return on Equity
High ROE: Whilst DFS *'s Return on Equity (28.82%) is high, this metric is skewed due to their high level of debt.