Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada

BMV:CREAL * Stock Report

Market Cap: Mex$126.9m

Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada Past Earnings Performance

Past criteria checks 1/6

Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada's earnings have been declining at an average annual rate of -83.2%, while the Consumer Finance industry saw earnings growing at 8.6% annually. Revenues have been declining at an average rate of 1.6% per year. Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada's return on equity is 0.2%, and it has net margins of 2.8%.

Key information

-83.2%

Earnings growth rate

-82.7%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-1.6%
Return on equity0.2%
Net Margin2.8%
Last Earnings Update31 Dec 2021

Recent past performance updates

Recent updates

Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) Could Be Riskier Than It Looks

Mar 28
Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) Could Be Riskier Than It Looks

Need To Know: The Consensus Just Cut Its Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) Estimates For 2021

Mar 02
Need To Know: The Consensus Just Cut Its Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) Estimates For 2021

Reflecting on Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada's (BMV:CREAL) Share Price Returns Over The Last Five Years

Feb 18
Reflecting on Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada's (BMV:CREAL) Share Price Returns Over The Last Five Years

Is Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada's (BMV:CREAL) Shareholder Ownership Skewed Towards Insiders?

Jan 14
Is Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada's (BMV:CREAL) Shareholder Ownership Skewed Towards Insiders?

Read This Before Buying Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) For Its Dividend

Dec 10
Read This Before Buying Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada (BMV:CREAL) For Its Dividend

Revenue & Expenses Breakdown

How Crédito Real. de Sociedad Financiera de Objeto Múltiple Entidad No Regulada makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BMV:CREAL * Revenue, expenses and earnings (MXN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 214,50912700
30 Sep 214,8296072,6380
30 Jun 214,5856022,6380
31 Mar 214,4365402,6380
31 Dec 204,5817562,6380
30 Sep 205,4571,0632,6450
30 Jun 205,7561,3002,6450
31 Mar 206,2061,6612,6450
31 Dec 196,7541,9802,6450
30 Sep 196,6082,1217790
30 Jun 196,7172,1901,7200
31 Mar 196,6212,1572,6270
31 Dec 186,2481,9552,5590
30 Sep 186,2701,8263,7020
30 Jun 186,0721,7243,5670
31 Mar 185,8651,6873,4410
31 Dec 175,8181,6613,4170
30 Sep 175,3311,5673,2260
30 Jun 175,6301,7523,2250
31 Mar 175,6451,7042690
31 Dec 165,3931,7142,9220
30 Sep 165,1721,7411,3730
30 Jun 164,2071,4938520

Quality Earnings: CREAL * has high quality earnings.

Growing Profit Margin: CREAL *'s current net profit margins (2.8%) are lower than last year (16.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if CREAL *'s year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: CREAL *'s has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CREAL * had negative earnings growth (-83.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (-11.1%).


Return on Equity

High ROE: CREAL *'s Return on Equity (0.2%) is considered low.


Return on Assets


Return on Capital Employed


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