Optima bank (OPTIMA N) Stock Overview

Provides banking, brokerage, and investment banking services in Greece. More details

OPTIMA N fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	5/6
Past Performance	4/6
Financial Health	5/6
Dividends	2/6

Rewards

Earnings are forecast to grow 18.92% per year

Earnings grew by 26.9% over the past year

Risk Analysis

Shares are highly illiquid

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Optima bank S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Optima bank
Historical stock prices
Current Share Price	€232.23
52 Week High	€232.23
52 Week Low	€216.11
Beta	0.84
1 Month Change	7.46%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	7.46%

Recent updates

Shareholder Returns

	OPTIMA N	MX Banks	MX Market
7D	0%	-1.4%	-1.7%
1Y	n/a	-5.9%	5.2%

Return vs Industry: Insufficient data to determine how OPTIMA N performed against the MX Banks industry.

Return vs Market: Insufficient data to determine how OPTIMA N performed against the MX Market.

Price Volatility

Is OPTIMA N's price volatile compared to industry and market?
OPTIMA N volatility
OPTIMA N Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	3.3%
10% most volatile stocks in MX Market	5.2%
10% least volatile stocks in MX Market	2.3%

Stable Share Price: OPTIMA N's share price has been volatile over the past 3 months compared to the MX market.

Volatility Over Time: Insufficient data to determine OPTIMA N's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2000	663	Dimitris Kyparissis	www.optimabank.gr

Optima bank S.A. provides banking, brokerage, and investment banking services in Greece. The company offers accounts for individuals and businesses; deposit accounts; housing loans and working capital finance; bond loans and factoring services; and investment products. It also provides bills of lading and letters of guarantee; debit and credit cards; payment and fund transfer processing services; private banking services; investment and stock exchange services; portfolio management services; and investment banking services, including mergers and acquisitions, equity capital markets, and corporate finance advisory services.

Optima bank S.A. Fundamentals Summary

How do Optima bank's earnings and revenue compare to its market cap?
OPTIMA N fundamental statistics
Market cap	Mex$56.90b
Earnings (TTM)	Mex$3.83b
Revenue (TTM)	Mex$6.13b

14.9x

P/E Ratio

2.9x

P/B Ratio

Is OPTIMA N overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OPTIMA N income statement (TTM)
Revenue	€309.72m
Cost of Revenue	€0
Gross Profit	€309.72m
Other Expenses	€116.45m
Earnings	€193.27m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 11, 2026

Earnings per share (EPS)	0.87
Gross Margin	100.00%
Net Profit Margin	62.40%
Debt/Equity Ratio	16.1%

How did OPTIMA N perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

27%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/15 09:56
End of Day Share Price	2026/08/21 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Optima bank S.A. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stamatios Draziotis	Eurobank Equities Investment Firm S.A.
Andreas Souvleros	Eurobank Equities Investment Firm S.A.
Alexander Demetriou	Jefferies LLC

Optima bank S.A.BMV:OPTIMA N Stock Report