ING Groep Balance Sheet Health
Financial Health criteria checks 5/6
ING Groep has total assets of €1,029.9B and total equity of €54.1B. Total deposits are €693.1B, and total loans are €670.0B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are €168.4B.
Key information
19x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €693.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €168.42b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ING N's Assets to Equity ratio (19x) is moderate.
Allowance for Bad Loans: ING N has a low allowance for bad loans (48%).
Low Risk Liabilities: 71% of ING N's liabilities are made up of primarily low risk sources of funding.
Loan Level: ING N has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: ING N's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: ING N has an appropriate level of bad loans (1.8%).