Bank of Ireland Group Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Ireland Group has total assets of €155.7B and total equity of €12.6B. Total deposits are €102.9B, and total loans are €79.7B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are €36.1B.
Key information
12.4x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | €102.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €36.13b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BIRG N's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: BIRG N has a low allowance for bad loans (49%).
Low Risk Liabilities: 72% of BIRG N's liabilities are made up of primarily low risk sources of funding.
Loan Level: BIRG N has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: BIRG N's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: BIRG N has a high level of bad loans (3.1%).