Credicorp Past Earnings Performance
Past criteria checks 4/6
Credicorp has been growing earnings at an average annual rate of 10.1%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 9.4% per year. Credicorp's return on equity is 15%, and it has net margins of 30.1%.
Key information
10.1%
Earnings growth rate
10.1%
EPS growth rate
| Banks Industry Growth | 10.4% |
| Revenue growth rate | 9.4% |
| Return on equity | 15.0% |
| Net Margin | 30.1% |
| Next Earnings Update | 09 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Credicorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 16,183 | 4,866 | 8,306 | 0 |
| 30 Sep 23 | 16,397 | 5,019 | 8,425 | 0 |
| 30 Jun 23 | 16,355 | 5,104 | 8,212 | 0 |
| 31 Mar 23 | 15,891 | 4,845 | 8,040 | 0 |
| 31 Dec 22 | 15,476 | 4,633 | 7,798 | 0 |
| 30 Sep 22 | 15,285 | 4,698 | 7,117 | 0 |
| 30 Jun 22 | 14,801 | 4,539 | 7,205 | 0 |
| 31 Mar 22 | 14,073 | 4,096 | 7,073 | 0 |
| 31 Dec 21 | 13,073 | 3,585 | 6,893 | 0 |
| 30 Sep 21 | 11,850 | 3,177 | 6,991 | 0 |
| 30 Jun 21 | 10,414 | 2,118 | 6,364 | 0 |
| 31 Mar 21 | 8,014 | 798 | 6,118 | 0 |
| 31 Dec 20 | 7,444 | 347 | 5,982 | 0 |
| 30 Sep 20 | 8,198 | 666 | 5,564 | 0 |
| 30 Jun 20 | 9,156 | 1,655 | 5,794 | 0 |
| 31 Mar 20 | 11,562 | 3,374 | 5,871 | 0 |
| 31 Dec 19 | 12,641 | 4,265 | 6,018 | 0 |
| 30 Sep 19 | 12,452 | 4,249 | 5,990 | 0 |
| 30 Jun 19 | 12,240 | 4,168 | 5,792 | 0 |
| 31 Mar 19 | 12,127 | 4,047 | 5,608 | 0 |
| 31 Dec 18 | 11,837 | 3,984 | 5,421 | 0 |
| 30 Sep 18 | 12,107 | 4,091 | 4,770 | 0 |
| 30 Jun 18 | 12,274 | 4,298 | 4,725 | 0 |
| 31 Mar 18 | 12,096 | 4,240 | 4,735 | 0 |
| 31 Dec 17 | 11,463 | 4,092 | 5,119 | 0 |
| 30 Sep 17 | 11,552 | 3,923 | 4,706 | 0 |
| 30 Jun 17 | 11,222 | 3,655 | 4,845 | 0 |
| 31 Mar 17 | 11,151 | 3,609 | 4,868 | 0 |
| 31 Dec 16 | 11,006 | 3,515 | 4,750 | 0 |
| 30 Sep 16 | 10,703 | 3,351 | 4,810 | 0 |
| 30 Jun 16 | 10,441 | 3,208 | 4,682 | 0 |
| 31 Mar 16 | 10,195 | 3,083 | 4,568 | 0 |
| 31 Dec 15 | 10,248 | 3,092 | 4,634 | 0 |
| 30 Sep 15 | 10,143 | 2,857 | 4,737 | 0 |
| 30 Jun 15 | 9,969 | 2,695 | 4,690 | 0 |
| 31 Mar 15 | 9,710 | 2,530 | 4,664 | 0 |
| 31 Dec 14 | 9,281 | 2,388 | 4,506 | 0 |
| 30 Sep 14 | 8,890 | 2,314 | 4,515 | 0 |
| 30 Jun 14 | 8,455 | 2,170 | 4,386 | 0 |
| 31 Mar 14 | 8,020 | 1,731 | 4,190 | 0 |
| 31 Dec 13 | 7,732 | 1,538 | 3,865 | 0 |
| 30 Sep 13 | 7,588 | 1,674 | 4,400 | 0 |
| 30 Jun 13 | 7,532 | 1,805 | 4,323 | 0 |
| 31 Mar 13 | 7,058 | 2,023 | 3,927 | 0 |
Quality Earnings: BAP N has high quality earnings.
Growing Profit Margin: BAP N's current net profit margins (30.1%) are higher than last year (29.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BAP N's earnings have grown by 10.1% per year over the past 5 years.
Accelerating Growth: BAP N's earnings growth over the past year (5%) is below its 5-year average (10.1% per year).
Earnings vs Industry: BAP N earnings growth over the past year (5%) exceeded the Banks industry -1.7%.
Return on Equity
High ROE: BAP N's Return on Equity (15%) is considered low.