Credicorp Balance Sheet Health
Financial Health criteria checks 4/6
Credicorp has total assets of PEN238.8B and total equity of PEN33.1B. Total deposits are PEN146.3B, and total loans are PEN136.7B earning a Net Interest Margin of 6%. It has insufficient allowance for bad loans, which are currently at 5.9% of total loans. Cash and short-term investments are PEN39.7B.
Key information
7.2x
Asset to equity ratio
6.0%
Net interest margin
Total deposits | S/146.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 5.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | S/39.72b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAP N's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: BAP N has a low allowance for bad loans (97%).
Low Risk Liabilities: 71% of BAP N's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAP N has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: BAP N's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: BAP N has a high level of bad loans (5.9%).