Postal Savings Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Postal Savings Bank of China has total assets of CN¥15,123.1B and total equity of CN¥890.7B. Total deposits are CN¥13,387.5B, and total loans are CN¥7,583.2B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥1,811.6B.
Key information
17x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | CN¥13.39t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥1.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1658 N's Assets to Equity ratio (17x) is moderate.
Allowance for Bad Loans: 1658 N has a sufficient allowance for bad loans (380%).
Low Risk Liabilities: 94% of 1658 N's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1658 N has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 1658 N's Loans to Deposits ratio (57%) is appropriate.
Level of Bad Loans: 1658 N has an appropriate level of bad loans (0.8%).