Standard Bank Balance Sheet Health
Financial Health criteria checks 6/6
Standard Bank has total assets of MWK1,228.4B and total equity of MWK210.8B. Total deposits are MWK908.1B, and total loans are MWK685.2B.
Key information
5.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | MK 908.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | MK 148.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STANDARD's Assets to Equity ratio (5.8x) is low.
Allowance for Bad Loans: STANDARD has a sufficient allowance for bad loans (175%).
Low Risk Liabilities: 89% of STANDARD's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANDARD has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: STANDARD's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: STANDARD has an appropriate level of bad loans (1.8%).