National Bank of Malawi Past Earnings Performance
Past criteria checks 5/6
National Bank of Malawi has been growing earnings at an average annual rate of 33.3%, while the Banks industry saw earnings growing at 33.3% annually. Revenues have been growing at an average rate of 26.5% per year. National Bank of Malawi's return on equity is 34.6%, and it has net margins of 34.6%.
Key information
33.3%
Earnings growth rate
33.3%
EPS growth rate
| Banks Industry Growth | 30.3% |
| Revenue growth rate | 26.5% |
| Return on equity | 34.6% |
| Net Margin | 34.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How National Bank of Malawi makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 208,514 | 72,245 | 0 | 0 |
| 30 Sep 23 | 191,297 | 66,432 | 17,030 | 0 |
| 30 Jun 23 | 174,172 | 60,618 | 0 | 0 |
| 31 Mar 23 | 157,141 | 54,046 | 0 | 0 |
| 31 Dec 22 | 140,017 | 47,474 | 34,059 | 0 |
| 30 Sep 22 | 134,824 | 45,607 | 32,043 | 0 |
| 30 Jun 22 | 129,630 | 43,739 | 30,026 | 0 |
| 31 Mar 22 | 120,471 | 39,334 | 30,026 | 0 |
| 31 Dec 21 | 111,311 | 34,928 | 30,026 | 0 |
| 30 Sep 21 | 100,851 | 30,877 | 25,369 | 0 |
| 30 Jun 21 | 90,390 | 26,825 | 20,711 | 0 |
| 31 Mar 21 | 83,292 | 24,616 | 20,711 | 0 |
| 31 Dec 20 | 76,194 | 22,406 | 20,711 | 0 |
| 30 Sep 20 | 71,248 | 19,731 | 20,284 | 0 |
| 30 Jun 20 | 66,302 | 17,056 | 19,856 | 0 |
| 31 Mar 20 | 66,136 | 17,081 | 19,856 | 0 |
| 31 Dec 19 | 65,970 | 17,106 | 19,856 | 0 |
| 30 Sep 19 | 64,870 | 16,803 | 18,544 | 0 |
| 30 Jun 19 | 63,769 | 16,499 | 17,231 | 0 |
| 31 Mar 19 | 62,484 | 16,190 | 17,231 | 0 |
| 31 Dec 18 | 61,199 | 15,881 | 17,231 | 0 |
| 30 Sep 18 | 60,528 | 16,891 | 16,846 | 0 |
| 30 Jun 18 | 59,880 | 17,900 | 16,461 | 0 |
| 31 Mar 18 | 60,250 | 18,406 | 16,461 | 0 |
| 31 Dec 17 | 60,595 | 18,912 | 16,461 | 0 |
| 30 Sep 17 | 60,924 | 18,332 | 16,236 | 0 |
| 30 Jun 17 | 61,252 | 17,752 | 16,010 | 0 |
| 31 Mar 17 | 59,828 | 17,072 | 16,010 | 0 |
| 31 Dec 16 | 58,403 | 16,391 | 16,010 | 0 |
| 30 Sep 16 | 53,136 | 14,866 | 13,489 | 0 |
| 30 Jun 16 | 47,868 | 13,341 | 10,967 | 0 |
| 31 Mar 16 | 44,981 | 13,335 | 10,967 | 0 |
| 31 Dec 15 | 42,093 | 13,329 | 10,967 | 0 |
| 31 Dec 14 | 38,001 | 14,505 | 8,026 | 0 |
| 31 Dec 13 | 33,418 | 12,679 | 7,864 | 0 |
| 30 Sep 13 | 30,858 | 11,556 | 6,643 | 0 |
| 30 Jun 13 | 28,297 | 10,432 | 5,552 | 0 |
Quality Earnings: NBM has high quality earnings.
Growing Profit Margin: NBM's current net profit margins (34.6%) are higher than last year (33.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NBM's earnings have grown significantly by 33.3% per year over the past 5 years.
Accelerating Growth: NBM's earnings growth over the past year (52.2%) exceeds its 5-year average (33.3% per year).
Earnings vs Industry: NBM earnings growth over the past year (52.2%) did not outperform the Banks industry 52.2%.
Return on Equity
High ROE: NBM's Return on Equity (34.6%) is considered high.