National Bank of Malawi Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Malawi has total assets of MWK1,272.0B and total equity of MWK207.8B. Total deposits are MWK969.4B, and total loans are MWK405.9B.
Key information
6.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | MK969.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 12.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | MK212.95b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBM's Assets to Equity ratio (6.1x) is low.
Allowance for Bad Loans: NBM has a low allowance for bad loans (16%).
Low Risk Liabilities: 91% of NBM's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBM has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: NBM's Loans to Deposits ratio (42%) is appropriate.
Level of Bad Loans: NBM has a high level of bad loans (12%).