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CIM Financial Services MUSE:CIM.N0000 Stock Report

Last Price

MU₨13.00

Market Cap

MU₨8.8b

7D

3.2%

1Y

19.8%

Updated

20 Dec, 2024

Data

Company Financials

CIM Financial Services Ltd

MUSE:CIM.N0000 Stock Report

Market Cap: MU₨8.8b

CIM.N0000 Stock Overview

A non-banking financial institution, provides financial solutions to individual consumers, SMEs, and large corporates in Mauritius and internationally. More details

CIM.N0000 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health2/6
Dividends4/6

Rewards

Earnings have grown 31.6% per year over the past 5 years

Risk Analysis

Debt is not well covered by operating cash flow

Dividend of 5.62% is not well covered by free cash flows


My Notes

Capture your thoughts, links and company narrative

CIM Financial Services Ltd Competitors

Terra Mauricia

MUSE:TERA.N0000

MU₨4.7b

IBL

MUSE:IBLL.N0000

MU₨25.8b

Promotion and Development

MUSE:PAD.N0000

MU₨3.9b

Fincorp Investment

MUSE:FINC.N0000

MU₨1.9b

Price History & Performance

Summary of share price highs, lows and changes for CIM Financial Services
Historical stock prices
Current Share PriceMU₨13.00
52 Week HighMU₨13.45
52 Week LowMU₨10.10
Beta0.31
1 Month Change2.36%
3 Month Change11.11%
1 Year Change19.82%
3 Year Change39.19%
5 Year Change80.56%
Change since IPO136.36%

Recent News & Updates

Recent updates

Shareholder Returns

CIM.N0000MU Diversified FinancialMU Market
7D3.2%-0.1%0.07%
1Y19.8%-5.3%2.8%

Return vs Industry: CIM.N0000 exceeded the MU Diversified Financial industry which returned -5.3% over the past year.

Return vs Market: CIM.N0000 exceeded the MU Market which returned 2.8% over the past year.

Price Volatility

Is CIM.N0000's price volatile compared to industry and market?
CIM.N0000 volatility
CIM.N0000 Average Weekly Movement2.9%
Diversified Financial Industry Average Movement3.0%
Market Average Movement3.5%
10% most volatile stocks in MU Market7.1%
10% least volatile stocks in MU Market0.7%

Stable Share Price: CIM.N0000 has not had significant price volatility in the past 3 months compared to the MU market.

Volatility Over Time: CIM.N0000's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1987n/aAmbrish Maharahajewww.cimfinance.mu

CIM Financial Services Ltd, a non-banking financial institution, provides financial solutions to individual consumers, SMEs, and large corporates in Mauritius and internationally. The company operates in Finance and Investments segments. The Finance segment provides consumer credit, leasing, credit card acquiring and issuing, factoring, and foreign exchange dealing services.

CIM Financial Services Ltd Fundamentals Summary

How do CIM Financial Services's earnings and revenue compare to its market cap?
CIM.N0000 fundamental statistics
Market capMU₨8.85b
Earnings (TTM)MU₨1.10b
Revenue (TTM)MU₨3.06b

8.0x

P/E Ratio

2.9x

P/S Ratio

Is CIM.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIM.N0000 income statement (TTM)
RevenueMU₨3.06b
Cost of RevenueMU₨1.75b
Gross ProfitMU₨1.32b
Other ExpensesMU₨213.40m
EarningsMU₨1.10b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.62
Gross Margin42.96%
Net Profit Margin35.99%
Debt/Equity Ratio244.8%

How did CIM.N0000 perform over the long term?

See historical performance and comparison

Dividends

5.6%

Current Dividend Yield

45%

Payout Ratio

Does CIM.N0000 pay a reliable dividends?

See CIM.N0000 dividend history and benchmarks
When do you need to buy CIM.N0000 by to receive an upcoming dividend?
CIM Financial Services dividend dates
Ex Dividend DateJan 03 2025
Dividend Pay DateJan 22 2025
Days until Ex dividend13 days
Days until Dividend pay date32 days

Does CIM.N0000 pay a reliable dividends?

See CIM.N0000 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 17:53
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CIM Financial Services Ltd is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution