HSBC Bank Malta Balance Sheet Health
Financial Health criteria checks 4/6
HSBC Bank Malta has total assets of €7.7B and total equity of €543.0M. Total deposits are €6.1B, and total loans are €3.2B.
Key information
14.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €6.15b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €2.55b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSB's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: HSB has a low allowance for bad loans (45%).
Low Risk Liabilities: 86% of HSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSB has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: HSB's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: HSB has a high level of bad loans (3.1%).