Société Maghrébine de Monétique engages in the development, integration, and maintenance of electronic-payment solutions for financial institutions, oil companies, commercial brands, telecoms operators, etc.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.م211.35|
|52 Week High||د.م160.00|
|52 Week Low||د.م239.00|
|1 Month Change||-7.89%|
|3 Month Change||1.98%|
|1 Year Change||31.19%|
|3 Year Change||-18.40%|
|5 Year Change||11.24%|
|Change since IPO||-35.96%|
Recent News & Updates
|S2M||MA Software||MA Market|
Return vs Industry: S2M underperformed the MA Software industry which returned 32.6% over the past year.
Return vs Market: S2M exceeded the MA Market which returned 26.4% over the past year.
Stable Share Price: S2M is more volatile than 90% of MA stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: S2M's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of MA stocks.
About the Company
Société Maghrébine de Monétique engages in the development, integration, and maintenance of electronic-payment solutions for financial institutions, oil companies, commercial brands, telecoms operators, etc. in Africa and internationally. It offers SELECT System, a software package that provides EPT server, e-commerce, fraud and security, Visa/Mastercard/American Express/JCB/Union Pay, multi-institution, authorization server, gateways and interface, card management system, and value added services. The company also provides card personalization and instant issuing, as well as electronic-cash outsourcing services; and equipment, including cards, EPT products, hardware security modules, authentication products, and personalization machines.
Société Maghrébine de Monétique Fundamentals Summary
|S2M fundamental statistics|
Is S2M overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|S2M income statement (TTM)|
|Cost of Revenue||د.م199.84m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-1.28|
|Net Profit Margin||-0.43%|
How did S2M perform over the long term?See historical performance and comparison
Is Société Maghrébine de Monétique undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate S2M's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate S2M's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: S2M is unprofitable, so we can't compare its PE Ratio to the African Software industry average.
PE vs Market: S2M is unprofitable, so we can't compare its PE Ratio to the MA market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate S2M's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: S2M is overvalued based on its PB Ratio (6.1x) compared to the XF Software industry average (1.2x).
How is Société Maghrébine de Monétique forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Société Maghrébine de Monétique has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Société Maghrébine de Monétique performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: S2M is currently unprofitable.
Growing Profit Margin: S2M is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: S2M is unprofitable, and losses have increased over the past 5 years at a rate of 54.3% per year.
Accelerating Growth: Unable to compare S2M's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: S2M is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (13.7%).
Return on Equity
High ROE: S2M has a negative Return on Equity (-12.48%), as it is currently unprofitable.
How is Société Maghrébine de Monétique's financial position?
Financial Position Analysis
Short Term Liabilities: S2M's short term assets (MAD245.7M) exceed its short term liabilities (MAD215.9M).
Long Term Liabilities: S2M's short term assets (MAD245.7M) exceed its long term liabilities (MAD46.3M).
Debt to Equity History and Analysis
Debt Level: S2M's debt to equity ratio (382%) is considered high.
Reducing Debt: S2M's debt to equity ratio has increased from 74.8% to 382% over the past 5 years.
Debt Coverage: S2M's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: S2M's interest payments on its debt are not well covered by EBIT (2.7x coverage).
What is Société Maghrébine de Monétique current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate S2M's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate S2M's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if S2M's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if S2M's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: S2M is not paying a notable dividend for the MA market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of S2M's dividend in 3 years as they are not forecast to pay a notable one for the MA market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Abdelaziz Daddane serves as the Chairman of Management Board at Société Maghrébine de Monétique.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Société Maghrébine de Monétique's employee growth, exchange listings and data sources
- Name: Société Maghrébine de Monétique
- Ticker: S2M
- Exchange: CBSE
- Founded: 1983
- Industry: Application Software
- Sector: Software
- Market Cap: د.م171.631m
- Shares outstanding: 812.07k
- Website: https://s2mworldwide.com
Number of Employees
- Société Maghrébine de Monétique
- Casa Nearshore Park - 2C - 306
- 1100 Bd El Qods
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/16 16:30|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.