M2M Group SA provides processing solutions, securities management, and electronic services in Morocco and internationally.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.م830.00|
|52 Week High||د.م617.70|
|52 Week Low||د.م990.00|
|1 Month Change||5.06%|
|3 Month Change||0.85%|
|1 Year Change||27.69%|
|3 Year Change||67.71%|
|5 Year Change||172.40%|
|Change since IPO||-32.08%|
Recent News & Updates
|M2M||MA Software||MA Market|
Return vs Industry: M2M underperformed the MA Software industry which returned 32.5% over the past year.
Return vs Market: M2M exceeded the MA Market which returned 26.4% over the past year.
Stable Share Price: M2M is more volatile than 90% of MA stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: M2M's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of MA stocks.
About the Company
M2M Group SA provides processing solutions, securities management, and electronic services in Morocco and internationally. The company’s products include MX PAYMENT, a tool for managing electronic transactions ranging from issuing cards to purchasing and authorizing multi-channel payments through transaction routing and advanced fraud detection; MX Card Management a solution to issue payment instruments; MX Plus Instant Issuing, a solution to personalize various cards; and MX Plus Authorization solution. It also provides MX E-Gov, a solution for ID management and public eServices; MX Campus, a university services management platform for students, teachers, and administrative staff; MX Move, a ticketing management solution for the transport industry; MX Health, a platform for identification, authentication of affiliates, and management of health services; and MX Enterprise, an integrated solution for human resources management.
M2M Group Fundamentals Summary
|M2M fundamental statistics|
Is M2M overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|M2M income statement (TTM)|
|Cost of Revenue||د.م71.87m|
Last Reported Earnings
Dec 31, 2020
Next Earnings Date
|Earnings per share (EPS)||-16.13|
|Net Profit Margin||-16.08%|
How did M2M perform over the long term?See historical performance and comparison
Is M2M Group undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate M2M's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate M2M's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: M2M is unprofitable, so we can't compare its PE Ratio to the African Software industry average.
PE vs Market: M2M is unprofitable, so we can't compare its PE Ratio to the MA market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate M2M's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: M2M is overvalued based on its PB Ratio (2.9x) compared to the XF Software industry average (1.2x).
How is M2M Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as M2M Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has M2M Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: M2M is currently unprofitable.
Growing Profit Margin: M2M is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: M2M is unprofitable, but has reduced losses over the past 5 years at a rate of 7% per year.
Accelerating Growth: Unable to compare M2M's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: M2M is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (13.7%).
Return on Equity
High ROE: M2M has a negative Return on Equity (-8.42%), as it is currently unprofitable.
How is M2M Group's financial position?
Financial Position Analysis
Short Term Liabilities: M2M's short term assets (MAD306.0M) exceed its short term liabilities (MAD24.9M).
Long Term Liabilities: M2M's short term assets (MAD306.0M) exceed its long term liabilities (MAD64.2M).
Debt to Equity History and Analysis
Debt Level: M2M's debt to equity ratio (0.8%) is considered satisfactory.
Reducing Debt: M2M's debt to equity ratio has reduced from 2.4% to 0.8% over the past 5 years.
Debt Coverage: Insufficient data to determine if M2M's debt is well covered by operating cash flow.
Interest Coverage: Insufficient data to determine if M2M's interest payments on its debt are well covered by EBIT.
What is M2M Group current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate M2M's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate M2M's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if M2M's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if M2M's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: M2M is not paying a notable dividend for the MA market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of M2M's dividend in 3 years as they are not forecast to pay a notable one for the MA market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Redouan Bayed serves as the Chairman & Chief Executive Officer of M2M Group S.A.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
M2M Group SA's employee growth, exchange listings and data sources
- Name: M2M Group SA
- Ticker: M2M
- Exchange: CBSE
- Founded: 1990
- Industry: Application Software
- Sector: Software
- Market Cap: د.م537.655m
- Shares outstanding: 647.78k
- Website: https://www.m2mgroup.com
- M2M Group SA
- 16, Rue Abdelhak Ben Mehyou
- Neighborhood Palmiers
- 20 100
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/18 21:42|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.