Hightech Payment Systems S.A. designs, develops, markets, installs, and supports a suite of multi-channel electronic payment solutions in Europe, the United States, Africa, Asia, and the Middle East.
Hightech Payment Systems Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||د.م6,950.00|
|52 Week High||د.م4,852.00|
|52 Week Low||د.م7,150.00|
|1 Month Change||-1.70%|
|3 Month Change||8.59%|
|1 Year Change||41.84%|
|3 Year Change||202.17%|
|5 Year Change||1,058.33%|
|Change since IPO||246.12%|
Recent News & Updates
|HPS||MA IT||MA Market|
Return vs Industry: HPS exceeded the MA IT industry which returned -13.7% over the past year.
Return vs Market: HPS exceeded the MA Market which returned 26.6% over the past year.
Stable Share Price: HPS is not significantly more volatile than the rest of MA stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: HPS's weekly volatility (3%) has been stable over the past year.
About the Company
Hightech Payment Systems S.A. designs, develops, markets, installs, and supports a suite of multi-channel electronic payment solutions in Europe, the United States, Africa, Asia, and the Middle East. The company is involved in the field of electronic banking covering software publishing, consulting, training, auditing, and electronic payment processing for third parties. It offers PowerCARD platform that covers the payment value chain and offers a range of solutions for risk control and management for card issuing, credit management, merchant acquiring, fraud monitoring, e/m commerce, payment analytics, mobile payment, ATM and POS management, and retail payment applications.
Hightech Payment Systems Fundamentals Summary
|HPS fundamental statistics|
Is HPS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|HPS income statement (TTM)|
|Cost of Revenue||د.م452.89m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||102.00|
|Net Profit Margin||9.39%|
How did HPS perform over the long term?See historical performance and comparison
0.7%Current Dividend Yield
Is Hightech Payment Systems undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: HPS (MAD6950) is trading above our estimate of fair value (MAD3473.87)
Significantly Below Fair Value: HPS is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: HPS is poor value based on its PE Ratio (68.1x) compared to the African IT industry average (17.7x).
PE vs Market: HPS is poor value based on its PE Ratio (68.1x) compared to the MA market (26.8x).
Price to Earnings Growth Ratio
PEG Ratio: HPS is poor value based on its PEG Ratio (2.6x)
Price to Book Ratio
PB vs Industry: HPS is overvalued based on its PB Ratio (9.9x) compared to the XF IT industry average (2.2x).
How is Hightech Payment Systems forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HPS's forecast earnings growth (25.8% per year) is above the savings rate (9.1%).
Earnings vs Market: HPS's earnings (25.8% per year) are forecast to grow faster than the MA market (13.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: HPS's revenue (14% per year) is forecast to grow faster than the MA market (6.7% per year).
High Growth Revenue: HPS's revenue (14% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: HPS's Return on Equity is forecast to be high in 3 years time (21.5%)
How has Hightech Payment Systems performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HPS has high quality earnings.
Growing Profit Margin: HPS's current net profit margins (9.4%) are lower than last year (14.3%).
Past Earnings Growth Analysis
Earnings Trend: HPS's earnings have grown by 9.7% per year over the past 5 years.
Accelerating Growth: HPS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HPS had negative earnings growth (-30.3%) over the past year, making it difficult to compare to the IT industry average (-3.7%).
Return on Equity
High ROE: HPS's Return on Equity (14.6%) is considered low.
How is Hightech Payment Systems's financial position?
Financial Position Analysis
Short Term Liabilities: HPS's short term assets (MAD1.1B) exceed its short term liabilities (MAD728.5M).
Long Term Liabilities: HPS's short term assets (MAD1.1B) exceed its long term liabilities (MAD205.7M).
Debt to Equity History and Analysis
Debt Level: HPS's debt to equity ratio (40.7%) is considered high.
Reducing Debt: HPS's debt to equity ratio has increased from 4.6% to 40.7% over the past 5 years.
Debt Coverage: HPS's debt is well covered by operating cash flow (40.9%).
Interest Coverage: HPS's interest payments on its debt are well covered by EBIT (16.5x coverage).
What is Hightech Payment Systems's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: HPS's dividend (0.72%) isn’t notable compared to the bottom 25% of dividend payers in the MA market (2.22%).
High Dividend: HPS's dividend (0.72%) is low compared to the top 25% of dividend payers in the MA market (4.86%).
Stability and Growth of Payments
Stable Dividend: HPS is not paying a notable dividend for the MA market, therefore no need to check if payments are stable.
Growing Dividend: HPS is not paying a notable dividend for the MA market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: HPS is not paying a notable dividend for the MA market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of HPS's dividend in 3 years as they are not forecast to pay a notable one for the MA market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Abdeslam Alaoui Smaili is General Director at Hightech Payment Systems S.A. and has been its Executive Director since 1995. Mr. Smaili served as Chief Executive Officer of HPS Solutions at Hightech Pay...
Experienced Board: HPS's board of directors are seasoned and experienced ( 10.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hightech Payment Systems S.A.'s employee growth, exchange listings and data sources
- Name: Hightech Payment Systems S.A.
- Ticker: HPS
- Exchange: CBSE
- Founded: 1995
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: د.م4.890b
- Shares outstanding: 703.60k
- Website: https://www.hps-worldwide.com
Number of Employees
- Hightech Payment Systems S.A.
- Casablanca NearShore Park
- Shore 1
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/19 16:30|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.