Hightech Payment Systems Valuation
Is HPS undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
1/6Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of HPS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: HPS (MAD550) is trading above our estimate of fair value (MAD23.95)
Significantly Below Fair Value: HPS is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for HPS?
Other financial metrics that can be useful for relative valuation.
| What is HPS's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | د.م4.07b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 3.5x |
| Enterprise Value/EBITDA | 17.8x |
| PEG Ratio | 1.7x |
Price to Earnings Ratio vs Peers
How does HPS's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 20.5x | ||
SLF Salafin | 19.2x | n/a | د.م1.7b |
EQD Societe d'Equipement Domestique et Menager (EQDOM) | 23.1x | n/a | د.م2.0b |
MLE Maroc Leasing | 10.3x | n/a | د.م1.1b |
CTLP Cantaloupe | 29.4x | 32.4% | US$428.8m |
HPS Hightech Payment Systems | 40.8x | 23.3% | د.م4.1b |
Price-To-Earnings vs Peers: HPS is expensive based on its Price-To-Earnings Ratio (40.8x) compared to the peer average (20.5x).
Price to Earnings Ratio vs Industry
How does HPS's PE Ratio compare vs other companies in the African Diversified Financial Industry?
Price-To-Earnings vs Industry: HPS is expensive based on its Price-To-Earnings Ratio (40.8x) compared to the African Diversified Financial industry average (7.6x).
Price to Earnings Ratio vs Fair Ratio
What is HPS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 40.8x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate HPS's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | د.م550.00 | د.م730.50 +32.8% | 6.2% | د.م781.00 | د.م657.00 | n/a | 4 |
| Apr ’25 | د.م578.00 | د.م721.50 +24.8% | 6.2% | د.م781.00 | د.م657.00 | n/a | 4 |
| Mar ’25 | د.م590.00 | د.م721.50 +22.3% | 6.2% | د.م781.00 | د.م657.00 | n/a | 4 |
| Feb ’25 | د.م617.90 | د.م701.67 +13.6% | 4.7% | د.م735.00 | د.م657.00 | n/a | 3 |
| Jan ’25 | د.م622.00 | د.م701.67 +12.8% | 4.7% | د.م735.00 | د.م657.00 | n/a | 3 |
| Dec ’24 | د.م615.00 | د.م688.83 +12.0% | 3.7% | د.م718.50 | د.م657.00 | n/a | 3 |
| Nov ’24 | د.م624.00 | د.م688.83 +10.4% | 3.7% | د.م718.50 | د.م657.00 | n/a | 3 |
| Oct ’24 | د.م630.60 | د.م770.30 +22.2% | 7.0% | د.م855.00 | د.م718.50 | n/a | 4 |
| Sep ’24 | د.م620.00 | د.م770.30 +24.2% | 7.0% | د.م855.00 | د.م718.50 | n/a | 4 |
| Aug ’24 | د.م580.00 | د.م770.30 +32.8% | 7.0% | د.م855.00 | د.م718.50 | n/a | 4 |
| Jul ’24 | د.م585.30 | د.م771.85 +31.9% | 6.8% | د.م855.00 | د.م718.50 | n/a | 4 |
| Jun ’24 | د.م556.00 | د.م771.85 +38.8% | 6.8% | د.م855.00 | د.م718.50 | n/a | 4 |
| May ’24 | د.م620.00 | د.م789.63 +27.4% | 6.2% | د.م855.00 | د.م735.90 | د.م550.00 | 3 |
| Apr ’24 | د.م650.00 | د.م789.63 +21.5% | 6.2% | د.م855.00 | د.م735.90 | د.م578.00 | 3 |
| Mar ’24 | د.م649.90 | د.م796.37 +22.5% | 7.3% | د.م875.20 | د.م735.90 | د.م590.00 | 3 |
| Feb ’24 | د.م620.00 | د.م796.37 +28.4% | 7.3% | د.م875.20 | د.م735.90 | د.م617.90 | 3 |
| Jan ’24 | د.م650.00 | د.م783.57 +20.5% | 9.3% | د.م875.20 | د.م697.50 | د.م622.00 | 3 |
| Dec ’23 | د.م630.90 | د.م783.57 +24.2% | 9.3% | د.م875.20 | د.م697.50 | د.م615.00 | 3 |
| Nov ’23 | د.م641.00 | د.م783.57 +22.2% | 9.3% | د.م875.20 | د.م697.50 | د.م624.00 | 3 |
| Oct ’23 | د.م640.00 | د.م783.57 +22.4% | 9.3% | د.م875.20 | د.م697.50 | د.م630.60 | 3 |
| Sep ’23 | د.م600.00 | د.م763.77 +27.3% | 12.5% | د.م872.70 | د.م640.60 | د.م620.00 | 3 |
| Aug ’23 | د.م535.10 | د.م746.70 +39.5% | 10.3% | د.م821.50 | د.م640.60 | د.م580.00 | 3 |
| Jul ’23 | د.م540.00 | د.م771.77 +42.9% | 5.6% | د.م821.50 | د.م715.80 | د.م585.30 | 3 |
| Jun ’23 | د.م618.50 | د.م771.77 +24.8% | 5.6% | د.م821.50 | د.م715.80 | د.م556.00 | 3 |
| May ’23 | د.م637.90 | د.م771.77 +21.0% | 5.6% | د.م821.50 | د.م715.80 | د.م620.00 | 3 |
Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.