SLF Stock Overview
Provides consumer credit to individuals and professionals in Morocco and Africa. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Salafin S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.م554.00 |
| 52 Week High | د.م630.00 |
| 52 Week Low | د.م480.75 |
| Beta | 0.14 |
| 1 Month Change | -0.89% |
| 3 Month Change | 1.65% |
| 1 Year Change | 4.53% |
| 3 Year Change | -23.06% |
| 5 Year Change | -30.58% |
| Change since IPO | -37.82% |
Recent News & Updates
Recent updates
Shareholder Returns
| SLF | MA Consumer Finance | MA Market | |
|---|---|---|---|
| 7D | -1.9% | -1.3% | -0.1% |
| 1Y | 4.5% | 10.2% | 18.2% |
Return vs Industry: SLF underperformed the MA Consumer Finance industry which returned 10.2% over the past year.
Return vs Market: SLF underperformed the MA Market which returned 18.2% over the past year.
Price Volatility
| SLF volatility | |
|---|---|
| SLF Average Weekly Movement | 5.2% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in MA Market | 7.4% |
| 10% least volatile stocks in MA Market | 2.1% |
Stable Share Price: SLF has not had significant price volatility in the past 3 months compared to the MA market.
Volatility Over Time: SLF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 320 | n/a | www.salafin.com |
Salafin S.A. provides consumer credit to individuals and professionals in Morocco and Africa. The company offers personal loans and revolving loans with or without credit card; mortgage and car loans; and insurance and customer service solutions. It is also involved in offering advisory; and credit scoring and distribution to collection businesses through collection platforms for third parties.
Salafin S.A. Fundamentals Summary
| SLF fundamental statistics | |
|---|---|
| Market cap | د.م1.73b |
| Earnings (TTM) | د.م93.22m |
| Revenue (TTM) | د.م693.51m |
18.6x
P/E Ratio2.5x
P/S RatioIs SLF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SLF income statement (TTM) | |
|---|---|
| Revenue | د.م693.51m |
| Cost of Revenue | د.م452.38m |
| Gross Profit | د.م241.13m |
| Other Expenses | د.م147.91m |
| Earnings | د.م93.22m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 29.84 |
| Gross Margin | 34.77% |
| Net Profit Margin | 13.44% |
| Debt/Equity Ratio | 153.8% |
How did SLF perform over the long term?
See historical performance and comparisonDividends
5.1%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 09:58 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Salafin S.A. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hanane Rahali | CFG Marches |