Cathay Financial Holding Co., Ltd.

BDL:CATFH Stock Report

Market Cap: US$30.8b

Cathay Financial Holding Past Earnings Performance

Past criteria checks 4/6

Cathay Financial Holding's earnings have been declining at an average annual rate of -4.5%, while the Insurance industry saw earnings growing at 4.9% annually. Revenues have been declining at an average rate of 9.8% per year. Cathay Financial Holding's return on equity is 10%, and it has net margins of 8.9%.

Key information

-4.5%

Earnings growth rate

-7.2%

EPS growth rate

Insurance Industry Growth21.0%
Revenue growth rate-9.8%
Return on equity10.0%
Net Margin8.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Cathay Financial Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BDL:CATFH Revenue, expenses and earnings (TWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,008,18389,437101,7220
30 Jun 24774,94085,31498,8140
31 Mar 24752,13378,65197,3030
31 Dec 23842,50747,53893,8610
30 Sep 23697,35839,96984,1890
30 Jun 23611,31518,12283,6910
31 Mar 23569,0806,98181,0200
31 Dec 22492,66833,96881,0660
30 Sep 22577,17568,42180,4800
30 Jun 22783,47793,88079,1890
31 Mar 22962,879112,96478,7630
31 Dec 211,091,137136,12378,1460
30 Sep 211,108,525129,44177,4390
30 Jun 211,166,906130,11776,0810
31 Mar 211,161,434105,26577,0260
31 Dec 201,130,19271,18975,6680
30 Sep 201,164,25771,54278,6420
30 Jun 201,121,22258,04879,5990
31 Mar 201,056,62070,16679,3900
31 Dec 191,055,43660,08981,9520
30 Sep 19907,20045,61178,2150
30 Jun 19879,86046,25677,5090
31 Mar 19861,84945,73975,7630
31 Dec 18834,78149,56773,3170
31 Dec 17718,36656,18270,1010
31 Dec 16595,78847,61970,0180
30 Sep 16675,27539,07169,5060
30 Jun 16754,74730,52368,9520
31 Mar 16735,08544,01865,1890
31 Dec 15397,11557,51461,4260
30 Sep 15442,71654,25860,4590
30 Jun 15731,79960,20756,9060
31 Mar 15780,19557,85456,8810
31 Dec 14353,57549,36954,9520
30 Sep 14640,56544,49954,9460
30 Jun 14526,61651,29154,2190
31 Mar 14611,30934,01751,8760
31 Dec 13370,82937,81651,3690

Quality Earnings: CATFH has high quality earnings.

Growing Profit Margin: CATFH's current net profit margins (8.9%) are higher than last year (5.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CATFH's earnings have declined by 4.5% per year over the past 5 years.

Accelerating Growth: CATFH's earnings growth over the past year (123.8%) exceeds its 5-year average (-4.5% per year).

Earnings vs Industry: CATFH earnings growth over the past year (123.8%) exceeded the Insurance industry 17.3%.

Return on Equity

High ROE: CATFH's Return on Equity (10%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 19:23
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cathay Financial Holding Co., Ltd. is covered by 32 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Noel ChanBarclays
Dominic ChanBNP Paribas Securities (Asia)
Brooksley KangBofA Global Research