IndusInd Bank Balance Sheet Health
Financial Health criteria checks 4/6
IndusInd Bank has total assets of ₹5,434.1B and total equity of ₹657.0B. Total deposits are ₹4,124.0B, and total loans are ₹3,571.6B earning a Net Interest Margin of 4.8%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are ₹460.2B.
Key information
8.3x
Asset to equity ratio
4.8%
Net interest margin
| Total deposits | ₹4.12t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹460.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDUSB's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: Insufficient data to determine if IDUSB has a sufficient allowance for bad loans.
Low Risk Liabilities: 86% of IDUSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDUSB has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: IDUSB's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: IDUSB has a high level of bad loans (2.1%).