How does GSF.N0000's PE Ratio compare to its peers?

Insufficient data to calculate GSF.N0000's Price-To-Earnings Ratio vs. peers for valuation analysis.

How does GSF.N0000's PE Ratio compare vs other companies in the Asian Diversified Financial Industry?

GSF.N0000 is expensive based on its Price-To-Earnings Ratio (17.4x) compared to the Asian Diversified Financial industry average (14.1x)

What is GSF.N0000's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate GSF.N0000's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of GSF.N0000 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

GSF.N0000 (LKR19.7) is trading above our estimate of [[fair value]] (LKR5.3)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

GSF.N0000 Stock Overview

Prime Finance PLC provides various finance products and services in Sri Lanka. More details

GSF.N0000 fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	0/6

Rewards

Earnings grew by 299.8% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (LKR2B)

Large one-off items impacting financial results

Does not have meaningful revenue (LKR738M)

My Notes

Capture your thoughts, links and company narrative

Prime Finance PLC Competitors

SMB Finance

COSE:SEMB.N0000

LK₨6.1b

Housing Development Finance Corporation Bank of Sri Lanka

COSE:HDFC.N0000

LK₨2.4b

Singer Finance (Lanka)

COSE:SFIN.N0000

LK₨4.5b

Alliance Finance

COSE:ALLI.N0000

LK₨4.8b

Price History & Performance

Summary of share price highs, lows and changes for Prime Finance
Historical stock prices
Current Share Price	LK₨19.70
52 Week High	LK₨20.00
52 Week Low	LK₨10.00
Beta	0.27
1 Month Change	0%
3 Month Change	0.51%
1 Year Change	61.48%
3 Year Change	15.20%
5 Year Change	-27.04%
Change since IPO	-93.84%

Recent updates

Shareholder Returns

	GSF.N0000	LK Diversified Financial	LK Market
7D	0%	-4.8%	3.6%
1Y	61.5%	11.2%	35.6%

Return vs Industry: GSF.N0000 exceeded the LK Diversified Financial industry which returned -4.4% over the past year.

Return vs Market: GSF.N0000 exceeded the LK Market which returned -9.4% over the past year.

Price Volatility

Is GSF.N0000's price volatile compared to industry and market?
GSF.N0000 volatility
GSF.N0000 Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.7%
Market Average Movement	4.7%
10% most volatile stocks in LK Market	7.5%
10% least volatile stocks in LK Market	3.0%

Stable Share Price: GSF.N0000 has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine GSF.N0000's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2004	n/a	H. M. Lucksri Maduranga Heenkenda	www.primefinance.lk

Prime Finance PLC provides various finance products and services in Sri Lanka. It accepts fixed deposits and savings accounts. The company also provides term, personal, mortgage, revolving, easy payment, and vehicle loans; loans against deposits; property finance services; business loans; and vehicle leasing services.

Prime Finance PLC Fundamentals Summary

How do Prime Finance's earnings and revenue compare to its market cap?
GSF.N0000 fundamental statistics
Market cap	LK₨2.38b
Earnings (TTM)	LK₨137.17m
Revenue (TTM)	LK₨738.12m

17.4x

P/E Ratio

3.2x

P/S Ratio

Is GSF.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GSF.N0000 income statement (TTM)
Revenue	LK₨738.12m
Cost of Revenue	LK₨10.15m
Gross Profit	LK₨727.96m
Other Expenses	LK₨590.79m
Earnings	LK₨137.17m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)	1.13
Gross Margin	98.62%
Net Profit Margin	18.58%
Debt/Equity Ratio	29.9%

How did GSF.N0000 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2022/06/11 08:19
End of Day Share Price	2022/05/11 00:00
Earnings	2021/12/31
Annual Earnings	2021/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Prime Finance PLC is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution