AAF.P0000 Stock Overview

A deposit-taking institution, offers financial products and services to individuals and businesses primarily in Sri Lanka. More details

AAF.P0000 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (5.8x) is below the LK market (10.8x)

Earnings grew by 114.1% over the past year

Risk Analysis

High level of non-cash earnings

Debt is not well covered by operating cash flow

Highly volatile share price over the past 3 months compared to the LK market

Does not have a meaningful market cap (LKR4B)

My Notes

Capture your thoughts, links and company narrative

Asia Asset Finance PLC Competitors

Sarvodaya Development Finance

COSE:SDF.N0000

LK₨3.1b

Orient Finance

COSE:BFN.N0000

LK₨4.2b

Associated Motor Finance

COSE:AMF.N0000

LK₨4.0b

Lanka Credit and Business Finance

COSE:LCBF.N0000

LK₨2.4b

Price History & Performance

Summary of share price highs, lows and changes for Asia Asset Finance
Historical stock prices
Current Share Price	LK₨29.80
52 Week High	LK₨32.90
52 Week Low	LK₨11.00
Beta	0.51
1 Month Change	14.62%
3 Month Change	56.84%
1 Year Change	n/a
3 Year Change	181.13%
5 Year Change	n/a
Change since IPO	5,860.00%

Recent updates

Shareholder Returns

	AAF.P0000	LK Consumer Finance	LK Market
7D	-0.7%	2.5%	1.5%
1Y	n/a	85.8%	55.6%

Return vs Industry: Insufficient data to determine how AAF.P0000 performed against the LK Consumer Finance industry.

Return vs Market: Insufficient data to determine how AAF.P0000 performed against the LK Market.

Price Volatility

Is AAF.P0000's price volatile compared to industry and market?
AAF.P0000 volatility
AAF.P0000 Average Weekly Movement	11.9%
Consumer Finance Industry Average Movement	5.8%
Market Average Movement	5.2%
10% most volatile stocks in LK Market	8.4%
10% least volatile stocks in LK Market	3.5%

Stable Share Price: AAF.P0000's share price has been volatile over the past 3 months compared to the LK market.

Volatility Over Time: Insufficient data to determine AAF.P0000's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1970	724	Rajiv James Gunawardena	www.asiaassetfinance.com

Asia Asset Finance PLC, a deposit-taking institution, offers financial products and services to individuals and businesses primarily in Sri Lanka. It provides public and fixed deposits; mortgage, gold, personal, group personal, business, corporate, micro finance, and pledge loans; cheques and invoice discounting; foreign exchange services; and leasing and hire purchase services. The company was incorporated in 1970 and is based in Colombo, Sri Lanka.

Asia Asset Finance PLC Fundamentals Summary

How do Asia Asset Finance's earnings and revenue compare to its market cap?
AAF.P0000 fundamental statistics
Market cap	LK₨3.60b
Earnings (TTM)	LK₨621.05m
Revenue (TTM)	LK₨2.89b

5.8x

P/E Ratio

1.2x

P/S Ratio

Is AAF.P0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AAF.P0000 income statement (TTM)
Revenue	LK₨2.89b
Cost of Revenue	LK₨0
Gross Profit	LK₨2.89b
Other Expenses	LK₨2.27b
Earnings	LK₨621.05m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.00
Gross Margin	100.00%
Net Profit Margin	21.48%
Debt/Equity Ratio	278.3%

How did AAF.P0000 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/31 05:22
End of Day Share Price	2025/01/31 00:00
Earnings	2024/12/31
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Asia Asset Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Asia Asset Finance COSE:AAF.P0000 Stock Report