SANASA Development Bank Past Earnings Performance
Past criteria checks 4/6
SANASA Development Bank's earnings have been declining at an average annual rate of -4.9%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 7.9% per year. SANASA Development Bank's return on equity is 4.7%, and it has net margins of 7.8%.
Key information
-4.9%
Earnings growth rate
-24.4%
EPS growth rate
| Banks Industry Growth | 8.7% |
| Revenue growth rate | 7.9% |
| Return on equity | 4.7% |
| Net Margin | 7.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How SANASA Development Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 8,848 | 688 | 4,478 | 0 |
| 30 Jun 24 | 8,184 | 559 | 4,215 | 0 |
| 31 Mar 24 | 7,828 | 537 | 3,962 | 0 |
| 31 Dec 23 | 7,534 | 467 | 3,837 | 0 |
| 30 Sep 23 | 7,181 | 520 | 3,722 | 0 |
| 30 Jun 23 | 6,622 | 133 | 3,641 | 0 |
| 31 Mar 23 | 5,841 | -76 | 3,505 | 0 |
| 31 Dec 22 | 5,847 | 61 | 3,429 | 0 |
| 30 Sep 22 | 5,676 | -143 | 3,313 | 0 |
| 30 Jun 22 | 6,390 | 459 | 3,217 | 0 |
| 31 Mar 22 | 6,815 | 762 | 3,122 | 0 |
| 31 Dec 21 | 6,792 | 883 | 3,071 | 0 |
| 30 Sep 21 | 6,922 | 911 | 3,212 | 0 |
| 30 Jun 21 | 6,866 | 959 | 3,229 | 0 |
| 31 Mar 21 | 6,883 | 1,034 | 3,173 | 0 |
| 31 Dec 20 | 6,416 | 836 | 3,031 | 0 |
| 30 Sep 20 | 6,253 | 833 | 2,939 | 0 |
| 30 Jun 20 | 5,548 | 481 | 2,782 | 0 |
| 31 Mar 20 | 5,253 | 310 | 2,621 | 0 |
| 31 Dec 19 | 5,218 | 253 | 2,548 | 0 |
| 30 Sep 19 | 4,629 | 125 | 2,184 | 0 |
| 30 Jun 19 | 4,858 | 282 | 2,116 | 0 |
| 31 Mar 19 | 4,843 | 288 | 2,172 | 0 |
| 31 Dec 18 | 4,691 | 357 | 2,051 | 0 |
| 30 Sep 18 | 4,620 | 504 | 1,937 | 0 |
| 30 Jun 18 | 4,377 | 535 | 1,822 | 0 |
| 31 Mar 18 | 4,169 | 514 | 1,705 | 0 |
| 31 Dec 17 | 4,132 | 508 | 1,666 | 0 |
| 30 Sep 17 | 3,952 | 489 | 1,394 | 0 |
| 30 Jun 17 | 3,770 | 407 | 1,372 | 0 |
| 31 Mar 17 | 3,622 | 395 | 1,322 | 0 |
| 31 Dec 16 | 3,466 | 404 | 1,266 | 0 |
| 30 Sep 16 | 3,482 | 386 | 1,357 | 0 |
| 30 Jun 16 | 3,564 | 503 | 1,306 | 0 |
| 31 Mar 16 | 3,584 | 634 | 1,210 | 0 |
| 31 Dec 15 | 3,590 | 721 | 1,115 | 0 |
| 30 Sep 15 | 3,429 | 770 | 989 | 0 |
| 30 Jun 15 | 3,193 | 708 | 875 | 0 |
| 31 Mar 15 | 2,967 | 653 | 810 | 0 |
| 31 Dec 14 | 2,630 | 504 | 768 | 0 |
| 30 Sep 14 | 2,175 | 261 | 662 | 0 |
| 30 Jun 14 | 1,997 | 261 | 628 | 0 |
| 31 Mar 14 | 1,753 | 188 | 590 | 0 |
| 31 Dec 13 | 1,825 | 248 | 541 | 0 |
Quality Earnings: SDB.N0000 has high quality earnings.
Growing Profit Margin: SDB.N0000's current net profit margins (7.8%) are higher than last year (7.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SDB.N0000's earnings have declined by 4.9% per year over the past 5 years.
Accelerating Growth: SDB.N0000's earnings growth over the past year (32.3%) exceeds its 5-year average (-4.9% per year).
Earnings vs Industry: SDB.N0000 earnings growth over the past year (32.3%) exceeded the Banks industry 26%.
Return on Equity
High ROE: SDB.N0000's Return on Equity (4.7%) is considered low.