SANASA Development Bank Balance Sheet Health
Financial Health criteria checks 5/6
SANASA Development Bank has total assets of LKR150.7B and total equity of LKR14.5B. Total deposits are LKR109.4B, and total loans are LKR94.6B. It earns a Net Interest Margin of 5.4%. It has sufficient allowance for bad loans, which are currently at 6.8% of total loans. Cash and short-term investments are LKR23.5B.
Key information
10.4x
Asset to equity ratio
5.4%
Net interest margin
| Total deposits | LK₨109.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | LK₨23.53b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SDB.N0000's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: SDB.N0000 has a sufficient allowance for bad loans (104%).
Low Risk Liabilities: 80% of SDB.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: SDB.N0000 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: SDB.N0000's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: SDB.N0000 has a high level of bad loans (6.8%).