Sampath Bank PLC

COSE:SAMP.N0000 Stock Report

Market Cap: LK₨84.8b

Sampath Bank Balance Sheet Health

Financial Health criteria checks 4/6

Sampath Bank has total assets of LKR1,696.0B and total equity of LKR163.3B. Total deposits are LKR1,365.6B, and total loans are LKR821.9B earning a Net Interest Margin of 5.2%. It has insufficient allowance for bad loans, which are currently at 16.4% of total loans. Cash and short-term investments are LKR66.9B.

Key information

10.4x

Asset to equity ratio

5.2%

Net interest margin

Total deposits

LK₨1.37t

Loan to deposit ratio

Appropriate

Bad loans

16.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

LK₨66.92b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SAMP.N0000's Assets to Equity ratio (10.4x) is moderate.

Allowance for Bad Loans: SAMP.N0000 has a low allowance for bad loans (82%).

Low Risk Liabilities: 89% of SAMP.N0000's liabilities are made up of primarily low risk sources of funding.

Loan Level: SAMP.N0000 has an appropriate level of Loans to Assets ratio (48%).

Low Risk Deposits: SAMP.N0000's Loans to Deposits ratio (60%) is appropriate.

Level of Bad Loans: SAMP.N0000 has a high level of bad loans (16.4%).


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