Sampath Bank Balance Sheet Health
Financial Health criteria checks 4/6
Sampath Bank has total assets of LKR1,696.0B and total equity of LKR163.3B. Total deposits are LKR1,365.6B, and total loans are LKR821.9B earning a Net Interest Margin of 5.2%. It has insufficient allowance for bad loans, which are currently at 16.4% of total loans. Cash and short-term investments are LKR66.9B.
Key information
10.4x
Asset to equity ratio
5.2%
Net interest margin
| Total deposits | LK₨1.37t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 16.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨66.92b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SAMP.N0000's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: SAMP.N0000 has a low allowance for bad loans (82%).
Low Risk Liabilities: 89% of SAMP.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAMP.N0000 has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: SAMP.N0000's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: SAMP.N0000 has a high level of bad loans (16.4%).