Sampath Bank Balance Sheet Health
Financial Health criteria checks 4/6
Sampath Bank has total assets of LKR1,587.4B and total equity of LKR157.8B. Total deposits are LKR1,287.4B, and total loans are LKR787.4B earning a Net Interest Margin of 5.2%. It has insufficient allowance for bad loans, which are currently at 16.4% of total loans. Cash and short-term investments are LKR118.9B.
Key information
10.1x
Asset to equity ratio
5.2%
Net interest margin
Total deposits | LK₨1.29t |
Loan to deposit ratio | Appropriate |
Bad loans | 16.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨118.85b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SAMP.N0000's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: SAMP.N0000 has a low allowance for bad loans (82%).
Low Risk Liabilities: 90% of SAMP.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAMP.N0000 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: SAMP.N0000's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: SAMP.N0000 has a high level of bad loans (16.4%).