Cargills Bank Limited

COSE:CBNK.N0000 Stock Report

Market Cap: LK₨7.6b

Cargills Bank Past Earnings Performance

Past criteria checks 2/6

Cargills Bank has been growing earnings at an average annual rate of 62%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 29% per year. Cargills Bank's return on equity is 1.4%, and it has net margins of 4.2%.

Key information

62.0%

Earnings growth rate

61.9%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate29.0%
Return on equity1.4%
Net Margin4.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Cargills Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

COSE:CBNK.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,9901671,6010
30 Jun 244,1653231,5330
31 Mar 244,0663801,4550
31 Dec 234,0264401,4050
30 Sep 233,9848121,4330
30 Jun 233,8179361,3940
31 Mar 233,2336531,3730
31 Dec 222,8174881,3520
30 Sep 222,268251,2730
30 Jun 221,804-2441,2680
31 Mar 221,849-1681,2690
31 Dec 211,774-2771,2630
30 Sep 211,907-2631,2800
30 Jun 211,780-4241,2870
31 Mar 211,369-6691,2820
31 Dec 201,211-7441,2890
30 Sep 201,277-8661,3030
30 Jun 201,102-9541,3300
31 Mar 201,420-7131,3370
31 Dec 191,304-6671,2900
30 Sep 191,360-4241,2080
30 Jun 191,637-2091,1270
31 Mar 191,768-921,0500
31 Dec 182,0551239910
30 Sep 181,972588970
30 Jun 182,3255228220
31 Mar 182,1274867290
31 Dec 172,0745136800
30 Sep 171,9616494960
30 Jun 171,4182114680
31 Mar 171,2971574670
31 Dec 161,077264500
30 Sep 16888-1734650
30 Jun 16677-2794260
31 Mar 16532-3313720
31 Dec 15445-3163110
30 Sep 15402-1952880
30 Jun 15370-1962590
31 Mar 15365-1652600
31 Dec 14360-1152130
31 Dec 13392-891670

Quality Earnings: CBNK.N0000 has high quality earnings.

Growing Profit Margin: CBNK.N0000's current net profit margins (4.2%) are lower than last year (20.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CBNK.N0000 has become profitable over the past 5 years, growing earnings by 62% per year.

Accelerating Growth: CBNK.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CBNK.N0000 had negative earnings growth (-79.4%) over the past year, making it difficult to compare to the Banks industry average (23.1%).


Return on Equity

High ROE: CBNK.N0000's Return on Equity (1.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 22:16
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cargills Bank Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution