Cargills Bank Past Earnings Performance
Past criteria checks 2/6
Cargills Bank has been growing earnings at an average annual rate of 62%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 29% per year. Cargills Bank's return on equity is 1.4%, and it has net margins of 4.2%.
Key information
62.0%
Earnings growth rate
61.9%
EPS growth rate
| Banks Industry Growth | 8.7% |
| Revenue growth rate | 29.0% |
| Return on equity | 1.4% |
| Net Margin | 4.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Cargills Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 3,990 | 167 | 1,601 | 0 |
| 30 Jun 24 | 4,165 | 323 | 1,533 | 0 |
| 31 Mar 24 | 4,066 | 380 | 1,455 | 0 |
| 31 Dec 23 | 4,026 | 440 | 1,405 | 0 |
| 30 Sep 23 | 3,984 | 812 | 1,433 | 0 |
| 30 Jun 23 | 3,817 | 936 | 1,394 | 0 |
| 31 Mar 23 | 3,233 | 653 | 1,373 | 0 |
| 31 Dec 22 | 2,817 | 488 | 1,352 | 0 |
| 30 Sep 22 | 2,268 | 25 | 1,273 | 0 |
| 30 Jun 22 | 1,804 | -244 | 1,268 | 0 |
| 31 Mar 22 | 1,849 | -168 | 1,269 | 0 |
| 31 Dec 21 | 1,774 | -277 | 1,263 | 0 |
| 30 Sep 21 | 1,907 | -263 | 1,280 | 0 |
| 30 Jun 21 | 1,780 | -424 | 1,287 | 0 |
| 31 Mar 21 | 1,369 | -669 | 1,282 | 0 |
| 31 Dec 20 | 1,211 | -744 | 1,289 | 0 |
| 30 Sep 20 | 1,277 | -866 | 1,303 | 0 |
| 30 Jun 20 | 1,102 | -954 | 1,330 | 0 |
| 31 Mar 20 | 1,420 | -713 | 1,337 | 0 |
| 31 Dec 19 | 1,304 | -667 | 1,290 | 0 |
| 30 Sep 19 | 1,360 | -424 | 1,208 | 0 |
| 30 Jun 19 | 1,637 | -209 | 1,127 | 0 |
| 31 Mar 19 | 1,768 | -92 | 1,050 | 0 |
| 31 Dec 18 | 2,055 | 123 | 991 | 0 |
| 30 Sep 18 | 1,972 | 58 | 897 | 0 |
| 30 Jun 18 | 2,325 | 522 | 822 | 0 |
| 31 Mar 18 | 2,127 | 486 | 729 | 0 |
| 31 Dec 17 | 2,074 | 513 | 680 | 0 |
| 30 Sep 17 | 1,961 | 649 | 496 | 0 |
| 30 Jun 17 | 1,418 | 211 | 468 | 0 |
| 31 Mar 17 | 1,297 | 157 | 467 | 0 |
| 31 Dec 16 | 1,077 | 26 | 450 | 0 |
| 30 Sep 16 | 888 | -173 | 465 | 0 |
| 30 Jun 16 | 677 | -279 | 426 | 0 |
| 31 Mar 16 | 532 | -331 | 372 | 0 |
| 31 Dec 15 | 445 | -316 | 311 | 0 |
| 30 Sep 15 | 402 | -195 | 288 | 0 |
| 30 Jun 15 | 370 | -196 | 259 | 0 |
| 31 Mar 15 | 365 | -165 | 260 | 0 |
| 31 Dec 14 | 360 | -115 | 213 | 0 |
| 31 Dec 13 | 392 | -89 | 167 | 0 |
Quality Earnings: CBNK.N0000 has high quality earnings.
Growing Profit Margin: CBNK.N0000's current net profit margins (4.2%) are lower than last year (20.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBNK.N0000 has become profitable over the past 5 years, growing earnings by 62% per year.
Accelerating Growth: CBNK.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBNK.N0000 had negative earnings growth (-79.4%) over the past year, making it difficult to compare to the Banks industry average (26%).
Return on Equity
High ROE: CBNK.N0000's Return on Equity (1.4%) is considered low.