Cargills Bank Balance Sheet Health
Financial Health criteria checks 4/6
Cargills Bank has total assets of LKR72.8B and total equity of LKR12.1B. Total deposits are LKR52.2B, and total loans are LKR41.1B earning a Net Interest Margin of 5.6%. It has insufficient allowance for bad loans, which are currently at 12.5% of total loans. Cash and short-term investments are LKR7.5B.
Key information
6x
Asset to equity ratio
5.6%
Net interest margin
| Total deposits | LK₨52.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 12.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨7.46b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBNK.N0000's Assets to Equity ratio (6x) is low.
Allowance for Bad Loans: CBNK.N0000 has a low allowance for bad loans (87%).
Low Risk Liabilities: 86% of CBNK.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBNK.N0000 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: CBNK.N0000's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: CBNK.N0000 has a high level of bad loans (12.5%).