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HUMA

Humansoft Holding Company K.S.C.PKWSE:HUMANSOFT Stock Report

Market Cap

د.ك403.2m

7D

0.4%

1Y

10.8%

Updated

23 Oct, 2021

Data

Company Financials +
HUMANSOFT fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends4/6

HUMANSOFT Overview

Humansoft Holding Company K.S.C.P., together with its subsidiaries, establishes and operates universities and colleges, and private training institutes in Kuwait and internationally.

Price History & Performance

Summary of all time highs, changes and price drops for Humansoft Holding Company K.S.C.P
Historical stock prices
Current Share Priceد.ك3.31
52 Week Highد.ك2.87
52 Week Lowد.ك4.03
Beta0.65
1 Month Change-0.48%
3 Month Change-6.38%
1 Year Change10.80%
3 Year Change6.08%
5 Year Change104.57%
Change since IPO224.90%

Recent News & Updates

Shareholder Returns

HUMANSOFTKW Consumer ServicesKW Market
7D0.4%-0.8%1.2%
1Y10.8%-31.3%24.2%

Return vs Industry: HUMANSOFT exceeded the KW Consumer Services industry which returned -31.3% over the past year.

Return vs Market: HUMANSOFT underperformed the KW Market which returned 24.2% over the past year.

Price Volatility

Is HUMANSOFT's price volatile compared to industry and market?
HUMANSOFT volatility
HUMANSOFT Beta0.65
Industry Beta0.81
Market Beta1

Stable Share Price: HUMANSOFT is less volatile than 75% of KW stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: HUMANSOFT's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1994n/aGeorges El Yahchouchyhttps://www.human-soft.com

Humansoft Holding Company K.S.C.P., together with its subsidiaries, establishes and operates universities and colleges, and private training institutes in Kuwait and internationally. The company operates through Training and Career Development Programs, English Training, Learning Solutions, and Higher Education segments. It provides computer education and executive training courses; and computer programming, advertisement, publication and distribution, technology, e-commerce, media, and administrative business training services.

Humansoft Holding Company K.S.C.P Fundamentals Summary

How do Humansoft Holding Company K.S.C.P's earnings and revenue compare to its market cap?
HUMANSOFT fundamental statistics
Market Capد.ك403.16m
Earnings (TTM)د.ك66.83m
Revenue (TTM)د.ك98.21m

6.0x

P/E Ratio

4.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
HUMANSOFT income statement (TTM)
Revenueد.ك98.21m
Cost of Revenueد.ك13.88m
Gross Profitد.ك84.33m
Expensesد.ك17.50m
Earningsد.ك66.83m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.55
Gross Margin85.86%
Net Profit Margin68.05%
Debt/Equity Ratio6.5%

How did HUMANSOFT perform over the long term?

See historical performance and comparison

Dividends

12.1%

Current Dividend Yield

73%

Payout Ratio

Valuation

Is Humansoft Holding Company K.S.C.P undervalued compared to its fair value and its price relative to the market?

29.1%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: HUMANSOFT (KWD3.31) is trading below our estimate of fair value (KWD4.67)

Significantly Below Fair Value: HUMANSOFT is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: HUMANSOFT is good value based on its PE Ratio (6x) compared to the Asian Consumer Services industry average (20.2x).

PE vs Market: HUMANSOFT is good value based on its PE Ratio (6x) compared to the KW market (19.4x).


Price to Earnings Growth Ratio

PEG Ratio: HUMANSOFT's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: HUMANSOFT is overvalued based on its PB Ratio (3.8x) compared to the XA Consumer Services industry average (1.7x).


Future Growth

How is Humansoft Holding Company K.S.C.P forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?

-9.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: HUMANSOFT's earnings are forecast to decline over the next 3 years (-9.8% per year).

Earnings vs Market: HUMANSOFT's earnings are forecast to decline over the next 3 years (-9.8% per year).

High Growth Earnings: HUMANSOFT's earnings are forecast to decline over the next 3 years.

Revenue vs Market: HUMANSOFT's revenue is expected to decline over the next 3 years (-2.3% per year).

High Growth Revenue: HUMANSOFT's revenue is forecast to decline over the next 3 years (-2.3% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: HUMANSOFT's Return on Equity is forecast to be high in 3 years time (33.3%)


Past Performance

How has Humansoft Holding Company K.S.C.P performed over the past 5 years?

14.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: HUMANSOFT has a high level of non-cash earnings.

Growing Profit Margin: HUMANSOFT's current net profit margins (68%) are higher than last year (42.9%).


Past Earnings Growth Analysis

Earnings Trend: HUMANSOFT's earnings have grown by 14.7% per year over the past 5 years.

Accelerating Growth: HUMANSOFT's earnings growth over the past year (153.7%) exceeds its 5-year average (14.7% per year).

Earnings vs Industry: HUMANSOFT earnings growth over the past year (153.7%) exceeded the Consumer Services industry 21.3%.


Return on Equity

High ROE: HUMANSOFT's Return on Equity (63%) is considered outstanding.


Financial Health

How is Humansoft Holding Company K.S.C.P's financial position?


Financial Position Analysis

Short Term Liabilities: HUMANSOFT's short term assets (KWD73.7M) exceed its short term liabilities (KWD12.6M).

Long Term Liabilities: HUMANSOFT's short term assets (KWD73.7M) exceed its long term liabilities (KWD8.6M).


Debt to Equity History and Analysis

Debt Level: HUMANSOFT's debt to equity ratio (6.5%) is considered satisfactory.

Reducing Debt: HUMANSOFT's debt to equity ratio has reduced from 77.9% to 6.5% over the past 5 years.

Debt Coverage: HUMANSOFT's debt is well covered by operating cash flow (574.5%).

Interest Coverage: HUMANSOFT's interest payments on its debt are well covered by EBIT (586.7x coverage).


Balance Sheet


Dividend

What is Humansoft Holding Company K.S.C.P current dividend yield, its reliability and sustainability?

12.07%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: HUMANSOFT's dividend (12.07%) is higher than the bottom 25% of dividend payers in the KW market (2.06%).

High Dividend: HUMANSOFT's dividend (12.07%) is in the top 25% of dividend payers in the KW market (5.36%)


Stability and Growth of Payments

Stable Dividend: HUMANSOFT has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: HUMANSOFT's dividend payments have increased, but the company has only paid a dividend for 8 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (72.8%), HUMANSOFT's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: HUMANSOFT's dividends in 3 years are forecast to be covered by earnings (82.1% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.9yrs

Average management tenure


CEO

Georges El Yahchouchy

0.75

Tenure

Prof. Dr. Georges El Yahchouchy serves as Chief Executive Officer at Humansoft Holding Company K.S.C.P. since 2021 and serves as its President of American University of the Middle East (AUM) since November...


Leadership Team

Experienced Management: HUMANSOFT's management team is not considered experienced ( 1.9 years average tenure), which suggests a new team.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Humansoft Holding Company K.S.C.P.'s employee growth, exchange listings and data sources


Key Information

  • Name: Humansoft Holding Company K.S.C.P.
  • Ticker: HUMANSOFT
  • Exchange: KWSE
  • Founded: 1994
  • Industry: Education Services
  • Sector: Consumer Services
  • Market Cap: د.ك403.163m
  • Shares outstanding: 121.65m
  • Website: https://www.human-soft.com

Location

  • Humansoft Holding Company K.S.C.P.
  • Dar Al-Awadhi Tower
  • 4th Floor
  • Kuwait City
  • 15300
  • Kuwait

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/23 11:32
End of Day Share Price2021/10/20 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.