A950110 Stock Overview
SBI FinTech Solutions Co., Ltd., a fintech solution company, payment agency service and international remittance services in Japan.
SBI FinTech Solutions Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₩5,470.00|
|52 Week High||₩8,880.00|
|52 Week Low||₩5,440.00|
|1 Month Change||-9.59%|
|3 Month Change||-21.52%|
|1 Year Change||-36.32%|
|3 Year Change||-55.71%|
|5 Year Change||21.83%|
|Change since IPO||46.85%|
Recent News & Updates
Is It Too Late To Consider Buying SBI FinTech Solutions Co., Ltd. (KOSDAQ:950110)?
While SBI FinTech Solutions Co., Ltd. ( KOSDAQ:950110 ) might not be the most widely known stock at the moment, it saw...
SBI FinTech Solutions (KOSDAQ:950110) Has A Somewhat Strained Balance Sheet
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
|A950110||KR IT||KR Market|
Return vs Industry: A950110 underperformed the KR IT industry which returned -15.5% over the past year.
Return vs Market: A950110 underperformed the KR Market which returned -15.8% over the past year.
|A950110 Average Weekly Movement||3.4%|
|IT Industry Average Movement||5.6%|
|Market Average Movement||5.5%|
|10% most volatile stocks in KR Market||10.3%|
|10% least volatile stocks in KR Market||3.2%|
Stable Share Price: A950110 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: A950110's weekly volatility (3%) has been stable over the past year.
About the Company
SBI FinTech Solutions Co., Ltd., a fintech solution company, payment agency service and international remittance services in Japan. The company offers payment agency services; international money transfer services; back-office support services; and account aggregation services. It also provides general security services comprising Web application vulnerability diagnosis, malware detection, targeted attack training, and PCI DSS compliant support services.
SBI FinTech Solutions Fundamentals Summary
|A950110 fundamental statistics|
Is A950110 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A950110 income statement (TTM)|
|Cost of Revenue||₩32.75b|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-61.44|
|Net Profit Margin||-1.50%|
How did A950110 perform over the long term?See historical performance and comparison
3.2%Current Dividend Yield
Is SBI FinTech Solutions undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: A950110 (₩5470) is trading above our estimate of fair value (₩3256.08)
Significantly Below Fair Value: A950110 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: A950110 is unprofitable, so we can't compare its PE Ratio to the KR IT industry average.
PE vs Market: A950110 is unprofitable, so we can't compare its PE Ratio to the KR market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate A950110's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: A950110 is overvalued based on its PB Ratio (3x) compared to the KR IT industry average (1.7x).
How is SBI FinTech Solutions forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SBI FinTech Solutions has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has SBI FinTech Solutions performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: A950110 is currently unprofitable.
Growing Profit Margin: A950110 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: A950110 is unprofitable, but has reduced losses over the past 5 years at a rate of 1.3% per year.
Accelerating Growth: Unable to compare A950110's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: A950110 is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (17.4%).
Return on Equity
High ROE: A950110 has a negative Return on Equity (-3.22%), as it is currently unprofitable.
How is SBI FinTech Solutions's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: A950110's short term assets (₩512.0B) exceed its short term liabilities (₩444.0B).
Long Term Liabilities: A950110's short term assets (₩512.0B) exceed its long term liabilities (₩118.2B).
Debt to Equity History and Analysis
Debt Level: A950110 has more cash than its total debt.
Reducing Debt: A950110's debt to equity ratio has increased from 26.4% to 681.1% over the past 5 years.
Debt Coverage: A950110's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: A950110's interest payments on its debt are not well covered by EBIT (2.4x coverage).
What is SBI FinTech Solutions's current dividend yield, its reliability and sustainability?
Dividend Score 2/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: A950110's dividend (3.18%) is higher than the bottom 25% of dividend payers in the KR market (0.84%).
High Dividend: A950110's dividend (3.18%) is in the top 25% of dividend payers in the KR market (2.73%)
Stability and Growth of Payments
Stable Dividend: A950110 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: A950110 has only been paying a dividend for 3 years, and since then payments have fallen.
Earnings Payout to Shareholders
Earnings Coverage: A950110 is paying a dividend but the company is unprofitable.
Cash Payout to Shareholders
Cash Flow Coverage: A950110 is paying a dividend but the company has no free cash flows.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Yuichi Kaneko (51 yo)
Mr. Yuichi Kaneko serves as Representative Officer at SBI-HIKARI P.E. Co., Ltd. Mr. Kaneko served as an Executive Officer of SBI Investment Co., Ltd.Recently, Mr. Kaneko participated in the restructuring...
Experienced Board: A950110's board of directors are considered experienced (5.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.7%.
SBI FinTech Solutions Co., Ltd.'s employee growth, exchange listings and data sources
- Name: SBI FinTech Solutions Co., Ltd.
- Ticker: A950110
- Exchange: KOSDAQ
- Founded: 2011
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Implied Market Cap: ₩125.578b
- Shares outstanding: 23.04m
- Website: https://www.sbi-finsol.co.jp
- SBI FinTech Solutions Co., Ltd.
- Aoyama First Building
- 2-1-1 Shibuya
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/17 00:00|
|End of Day Share Price||2022/05/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.