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A950

SBI FinTech Solutions KOSDAQ:A950110 Stock Report

Last Price

₩5.47k

Market Cap

₩125.6b

7D

-3.5%

1Y

-36.3%

Updated

17 May, 2022

Data

Company Financials
A950110 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends2/6

A950110 Stock Overview

SBI FinTech Solutions Co., Ltd., a fintech solution company, payment agency service and international remittance services in Japan.

SBI FinTech Solutions Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for SBI FinTech Solutions
Historical stock prices
Current Share Price₩5,470.00
52 Week High₩8,880.00
52 Week Low₩5,440.00
Beta1.35
1 Month Change-9.59%
3 Month Change-21.52%
1 Year Change-36.32%
3 Year Change-55.71%
5 Year Change21.83%
Change since IPO46.85%

Recent News & Updates

Apr 15
Is It Too Late To Consider Buying SBI FinTech Solutions Co., Ltd. (KOSDAQ:950110)?

Is It Too Late To Consider Buying SBI FinTech Solutions Co., Ltd. (KOSDAQ:950110)?

While SBI FinTech Solutions Co., Ltd. ( KOSDAQ:950110 ) might not be the most widely known stock at the moment, it saw...

Mar 25
SBI FinTech Solutions (KOSDAQ:950110) Has A Somewhat Strained Balance Sheet

SBI FinTech Solutions (KOSDAQ:950110) Has A Somewhat Strained Balance Sheet

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...

Shareholder Returns

A950110KR ITKR Market
7D-3.5%-2.5%0.006%
1Y-36.3%-15.5%-15.8%

Return vs Industry: A950110 underperformed the KR IT industry which returned -15.5% over the past year.

Return vs Market: A950110 underperformed the KR Market which returned -15.8% over the past year.

Price Volatility

Is A950110's price volatile compared to industry and market?
A950110 volatility
A950110 Average Weekly Movement3.4%
IT Industry Average Movement5.6%
Market Average Movement5.5%
10% most volatile stocks in KR Market10.3%
10% least volatile stocks in KR Market3.2%

Stable Share Price: A950110 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: A950110's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2011n/aYuichi Kanekohttps://www.sbi-finsol.co.jp

SBI FinTech Solutions Co., Ltd., a fintech solution company, payment agency service and international remittance services in Japan. The company offers payment agency services; international money transfer services; back-office support services; and account aggregation services. It also provides general security services comprising Web application vulnerability diagnosis, malware detection, targeted attack training, and PCI DSS compliant support services.

SBI FinTech Solutions Fundamentals Summary

How do SBI FinTech Solutions's earnings and revenue compare to its market cap?
A950110 fundamental statistics
Market Cap₩125.58b
Earnings (TTM)-₩1.42b
Revenue (TTM)₩94.15b

1.3x

P/S Ratio

-89.0x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
A950110 income statement (TTM)
Revenue₩94.15b
Cost of Revenue₩32.75b
Gross Profit₩61.40b
Other Expenses₩62.82b
Earnings-₩1.42b

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-61.44
Gross Margin65.21%
Net Profit Margin-1.50%
Debt/Equity Ratio681.1%

How did A950110 perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

-283%

Payout Ratio

Valuation

Is SBI FinTech Solutions undervalued compared to its fair value and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


2.95x

Price to Book (PB) ratio

Share Price vs. Fair Value

Below Fair Value: A950110 (₩5470) is trading above our estimate of fair value (₩3256.08)

Significantly Below Fair Value: A950110 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: A950110 is unprofitable, so we can't compare its PE Ratio to the KR IT industry average.

PE vs Market: A950110 is unprofitable, so we can't compare its PE Ratio to the KR market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate A950110's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: A950110 is overvalued based on its PB Ratio (3x) compared to the KR IT industry average (1.7x).


Future Growth

How is SBI FinTech Solutions forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


32.5%

Forecasted Software industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SBI FinTech Solutions has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has SBI FinTech Solutions performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


1.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: A950110 is currently unprofitable.

Growing Profit Margin: A950110 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: A950110 is unprofitable, but has reduced losses over the past 5 years at a rate of 1.3% per year.

Accelerating Growth: Unable to compare A950110's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: A950110 is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (17.4%).


Return on Equity

High ROE: A950110 has a negative Return on Equity (-3.22%), as it is currently unprofitable.


Financial Health

How is SBI FinTech Solutions's financial position?

Financial Health Score

3/6

Financial Health Score 3/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: A950110's short term assets (₩512.0B) exceed its short term liabilities (₩444.0B).

Long Term Liabilities: A950110's short term assets (₩512.0B) exceed its long term liabilities (₩118.2B).


Debt to Equity History and Analysis

Debt Level: A950110 has more cash than its total debt.

Reducing Debt: A950110's debt to equity ratio has increased from 26.4% to 681.1% over the past 5 years.

Debt Coverage: A950110's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: A950110's interest payments on its debt are not well covered by EBIT (2.4x coverage).


Balance Sheet


Dividend

What is SBI FinTech Solutions's current dividend yield, its reliability and sustainability?

Dividend Score

2/6

Dividend Score 2/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


3.18%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: A950110's dividend (3.18%) is higher than the bottom 25% of dividend payers in the KR market (0.84%).

High Dividend: A950110's dividend (3.18%) is in the top 25% of dividend payers in the KR market (2.73%)


Stability and Growth of Payments

Stable Dividend: A950110 has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: A950110 has only been paying a dividend for 3 years, and since then payments have fallen.


Earnings Payout to Shareholders

Earnings Coverage: A950110 is paying a dividend but the company is unprofitable.


Cash Payout to Shareholders

Cash Flow Coverage: A950110 is paying a dividend but the company has no free cash flows.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.9yrs

Average board tenure


CEO

Yuichi Kaneko (51 yo)

no data

Tenure

Mr. Yuichi Kaneko serves as Representative Officer at SBI-HIKARI P.E. Co., Ltd. Mr. Kaneko served as an Executive Officer of SBI Investment Co., Ltd.Recently, Mr. Kaneko participated in the restructuring...


Board Members

Experienced Board: A950110's board of directors are considered experienced (5.9 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.7%.


Top Shareholders

Company Information

SBI FinTech Solutions Co., Ltd.'s employee growth, exchange listings and data sources


Key Information

  • Name: SBI FinTech Solutions Co., Ltd.
  • Ticker: A950110
  • Exchange: KOSDAQ
  • Founded: 2011
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Implied Market Cap: ₩125.578b
  • Shares outstanding: 23.04m
  • Website: https://www.sbi-finsol.co.jp

Location

  • SBI FinTech Solutions Co., Ltd.
  • Aoyama First Building
  • 2-1-1 Shibuya
  • Tokyo
  • 150-0002
  • Japan

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/17 00:00
End of Day Share Price2022/05/17 00:00
Earnings2021/12/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.