Samsung Fire & Marine Insurance Co., Ltd.

KOSE:A000810 Stock Report

Market Cap: ₩15.3t

Samsung Fire & Marine Insurance Valuation

Is A000810 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of A000810 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: A000810 (₩369000) is trading below our estimate of fair value (₩1191277.15)

Significantly Below Fair Value: A000810 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for A000810?

Key metric: As A000810 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for A000810. This is calculated by dividing A000810's market cap by their current earnings.
What is A000810's PE Ratio?
PE Ratio8.7x
Earnings₩1.81t
Market Cap₩15.33t

Price to Earnings Ratio vs Peers

How does A000810's PE Ratio compare to its peers?

The above table shows the PE ratio for A000810 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average3.1x
A005830 DB Insurance
3.1x1.0%₩6.2t
A001450 Hyundai Marine & Fire Insurance
2.4x8.2%₩2.1t
A000400 Lotte Non - Life Insurance
5.3xn/a₩630.6b
A000370 Hanwha General Insurance
1.5x4.7%₩487.9b
A000810 Samsung Fire & Marine Insurance
8.7x8.7%₩15.3t

Price-To-Earnings vs Peers: A000810 is expensive based on its Price-To-Earnings Ratio (8.7x) compared to the peer average (3.1x).

Price to Earnings Ratio vs Industry

How does A000810's PE Ratio compare vs other companies in the Asian Insurance Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
A000810 8.7xIndustry Avg. 11.1xNo. of Companies42PE0816243240+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: A000810 is good value based on its Price-To-Earnings Ratio (8.7x) compared to the Asian Insurance industry average (11.1x).

Price to Earnings Ratio vs Fair Ratio

What is A000810's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

A000810 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.7x
Fair PE Ratio3.9x

Price-To-Earnings vs Fair Ratio: A000810 is expensive based on its Price-To-Earnings Ratio (8.7x) compared to the estimated Fair Price-To-Earnings Ratio (3.9x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst A000810 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₩369,000.00
₩424,857.14
+15.1%
6.7%₩480,000.00₩360,000.00n/a21
Dec ’25₩392,500.00
₩425,090.91
+8.3%
6.6%₩480,000.00₩360,000.00n/a22
Nov ’25₩344,000.00
₩423,318.18
+23.1%
6.4%₩480,000.00₩360,000.00n/a22
Oct ’25₩344,500.00
₩420,227.27
+22.0%
6.0%₩480,000.00₩360,000.00n/a22
Sep ’25₩346,500.00
₩420,227.27
+21.3%
6.0%₩480,000.00₩360,000.00n/a22
Aug ’25₩374,500.00
₩422,476.19
+12.8%
6.0%₩480,000.00₩360,000.00n/a21
Jul ’25₩372,000.00
₩405,625.00
+9.0%
5.5%₩450,000.00₩360,000.00n/a20
Jun ’25₩348,500.00
₩400,119.05
+14.8%
6.4%₩450,000.00₩350,000.00n/a21
May ’25₩310,000.00
₩346,714.29
+11.8%
8.8%₩400,000.00₩280,000.00n/a21
Apr ’25₩305,000.00
₩344,476.19
+12.9%
8.8%₩400,000.00₩280,000.00n/a21
Mar ’25₩298,000.00
₩341,047.62
+14.4%
9.5%₩400,000.00₩280,000.00n/a21
Feb ’25₩289,500.00
₩325,952.38
+12.6%
8.9%₩391,000.00₩280,000.00n/a21
Jan ’25₩263,000.00
₩326,047.62
+24.0%
9.1%₩391,000.00₩280,000.00n/a21
Dec ’24₩257,500.00
₩326,047.62
+26.6%
9.1%₩391,000.00₩280,000.00₩392,500.0021
Nov ’24₩260,000.00
₩312,400.00
+20.2%
10.1%₩370,000.00₩250,000.00₩344,000.0020
Oct ’24₩260,500.00
₩307,526.32
+18.1%
10.8%₩370,000.00₩250,000.00₩344,500.0019
Sep ’24₩246,500.00
₩297,052.63
+20.5%
12.5%₩370,000.00₩222,000.00₩346,500.0019
Aug ’24₩240,500.00
₩285,894.74
+18.9%
13.3%₩360,000.00₩208,000.00₩374,500.0019
Jul ’24₩230,000.00
₩284,052.63
+23.5%
14.1%₩360,000.00₩208,000.00₩372,000.0019
Jun ’24₩224,500.00
₩281,947.37
+25.6%
13.7%₩360,000.00₩208,000.00₩348,500.0019
May ’24₩225,000.00
₩271,947.37
+20.9%
12.0%₩325,000.00₩208,000.00₩310,000.0019
Apr ’24₩206,000.00
₩272,421.05
+32.2%
12.5%₩344,000.00₩208,000.00₩305,000.0019
Mar ’24₩214,500.00
₩267,263.16
+24.6%
11.2%₩320,000.00₩208,000.00₩298,000.0019
Feb ’24₩208,000.00
₩263,777.78
+26.8%
10.8%₩320,000.00₩208,000.00₩289,500.0018
Jan ’24₩200,000.00
₩266,294.12
+33.1%
12.1%₩350,000.00₩208,000.00₩263,000.0017
Dec ’23₩203,500.00
₩266,294.12
+30.9%
12.1%₩350,000.00₩208,000.00₩257,500.0017

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 10:40
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Samsung Fire & Marine Insurance Co., Ltd. is covered by 45 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michelle ChoBarclays
Michelle ChoBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research