Lotte Non - Life Insurance Past Earnings Performance
Past criteria checks 3/6
Lotte Non - Life Insurance has been growing earnings at an average annual rate of 21.5%, while the Insurance industry saw earnings growing at 15.7% annually. Revenues have been declining at an average rate of 5% per year. Lotte Non - Life Insurance's return on equity is 24%, and it has net margins of 12.8%.
Key information
21.5%
Earnings growth rate
-3.6%
EPS growth rate
| Insurance Industry Growth | 12.1% |
| Revenue growth rate | -5.0% |
| Return on equity | 24.0% |
| Net Margin | 12.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Revenue & Expenses BreakdownBeta
How Lotte Non - Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 2,363,565 | 301,636 | 38,134 | 0 |
| 30 Sep 23 | 2,413,861 | 217,010 | 179,566 | 0 |
| 30 Jun 23 | 2,415,736 | 25,681 | 172,805 | 0 |
| 31 Mar 23 | 2,363,960 | -9,303 | 170,183 | 0 |
| 31 Dec 22 | 2,070,679 | -99,202 | 20,255 | 0 |
| 30 Sep 22 | 1,900,815 | -10,837 | 65,582 | 0 |
| 30 Jun 22 | 2,039,693 | 28,209 | 100,473 | 0 |
| 31 Mar 22 | 2,158,075 | 53,703 | 137,739 | 0 |
| 31 Dec 21 | 2,320,314 | 117,139 | 174,522 | 0 |
| 30 Sep 21 | 2,439,230 | 10,258 | 163,509 | 0 |
| 30 Jun 21 | 2,375,583 | -10,768 | 161,166 | 0 |
| 31 Mar 21 | 2,390,831 | -701 | 157,009 | 0 |
| 31 Dec 20 | 3,006,641 | -24,215 | 155,444 | 0 |
| 30 Sep 20 | 2,994,623 | -14,836 | 234,425 | 0 |
| 30 Jun 20 | 3,156,063 | -27,712 | 249,095 | 0 |
| 31 Mar 20 | 3,213,541 | -31,334 | 264,903 | 0 |
| 31 Dec 19 | 2,620,960 | -51,167 | 277,130 | 0 |
| 30 Sep 19 | 2,686,958 | 63,886 | 211,489 | 0 |
| 30 Jun 19 | 2,563,449 | 90,237 | 210,242 | 0 |
| 31 Mar 19 | 2,553,285 | 95,062 | 207,991 | 0 |
| 31 Dec 18 | 2,503,711 | 91,314 | 205,253 | 0 |
| 30 Sep 18 | 2,578,125 | 76,607 | 200,642 | 0 |
| 30 Jun 18 | 2,584,823 | 69,996 | 198,524 | 0 |
| 31 Mar 18 | 2,556,667 | 68,538 | 194,099 | 0 |
| 31 Dec 17 | 2,519,118 | 71,890 | 190,020 | 0 |
| 30 Sep 17 | 2,484,686 | 73,185 | 185,314 | 0 |
| 30 Jun 17 | 2,475,094 | 46,469 | 179,532 | 0 |
| 31 Mar 17 | 2,367,400 | 35,622 | 175,806 | 0 |
| 31 Dec 16 | 2,326,708 | 29,054 | 173,902 | 0 |
| 30 Sep 16 | 2,105,341 | 7,939 | 172,257 | 0 |
| 30 Jun 16 | 2,141,130 | 27,254 | 171,019 | 0 |
| 31 Mar 16 | 2,202,360 | 18,664 | 171,914 | 0 |
| 31 Dec 15 | 2,138,525 | 9,881 | 170,263 | 0 |
| 30 Sep 15 | 2,138,523 | 19,549 | 171,392 | 0 |
| 30 Jun 15 | 2,053,280 | 15,495 | 170,747 | 0 |
| 31 Mar 15 | 2,007,890 | 9,828 | 170,420 | 0 |
| 31 Dec 14 | 1,979,681 | 2,550 | 172,265 | 0 |
| 31 Dec 13 | 1,972,524 | 2,006 | 178,016 | 0 |
| 30 Sep 13 | 1,969,603 | -17,785 | 181,462 | 0 |
| 30 Jun 13 | 1,967,303 | -18,227 | 181,910 | 0 |
Quality Earnings: A000400 has a large one-off loss of ₩217.7B impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: A000400 became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: A000400's earnings have grown significantly by 21.5% per year over the past 5 years.
Accelerating Growth: A000400 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: A000400 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (-9.4%).
Return on Equity
High ROE: A000400's Return on Equity (24%) is considered high.