JB Financial Group Co., Ltd.

KOSE:A175330 Stock Report

Market Cap: ₩3.2t

JB Financial Group Valuation

Is A175330 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of A175330 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: A175330 (₩16590) is trading below our estimate of fair value (₩55691.43)

Significantly Below Fair Value: A175330 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for A175330?

Key metric: As A175330 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for A175330. This is calculated by dividing A175330's market cap by their current earnings.
What is A175330's PE Ratio?
PE Ratio5x
Earnings₩636.83b
Market Cap₩3.20t

Price to Earnings Ratio vs Peers

How does A175330's PE Ratio compare to its peers?

The above table shows the PE ratio for A175330 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.5x
A024110 Industrial Bank of Korea
4.8x6.1%₩11.7t
A316140 Woori Financial Group
4.5x9.6%₩11.7t
A323410 KakaoBank
24.1x13.3%₩10.6t
A086790 Hana Financial Group
4.7x5.4%₩16.7t
A175330 JB Financial Group
5x4.2%₩3.2t

Price-To-Earnings vs Peers: A175330 is good value based on its Price-To-Earnings Ratio (5x) compared to the peer average (9.5x).

Price to Earnings Ratio vs Industry

How does A175330's PE Ratio compare vs other companies in the Asian Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
A175330 5.0xIndustry Avg. 8.9xNo. of Companies82PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: A175330 is good value based on its Price-To-Earnings Ratio (5x) compared to the Asian Banks industry average (8.9x).

Price to Earnings Ratio vs Fair Ratio

What is A175330's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

A175330 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5x
Fair PE Ratio5.7x

Price-To-Earnings vs Fair Ratio: A175330 is good value based on its Price-To-Earnings Ratio (5x) compared to the estimated Fair Price-To-Earnings Ratio (5.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst A175330 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₩16,590.00
₩19,041.67
+14.8%
10.7%₩23,000.00₩16,000.00n/a12
Dec ’25₩19,680.00
₩19,192.31
-2.5%
10.5%₩23,000.00₩16,000.00n/a13
Nov ’25₩17,920.00
₩18,458.33
+3.0%
10.0%₩21,000.00₩16,000.00n/a12
Oct ’25₩15,310.00
₩16,000.00
+4.5%
7.4%₩18,000.00₩13,800.00n/a12
Sep ’25₩14,160.00
₩16,000.00
+13.0%
7.4%₩18,000.00₩13,800.00n/a12
Aug ’25₩14,480.00
₩15,916.67
+9.9%
7.6%₩18,000.00₩13,800.00n/a12
Jul ’25₩14,430.00
₩14,550.00
+0.8%
7.5%₩16,000.00₩12,500.00n/a10
Jun ’25₩14,620.00
₩14,075.00
-3.7%
10.6%₩16,000.00₩11,000.00n/a12
May ’25₩13,310.00
₩14,075.00
+5.7%
10.6%₩16,000.00₩11,000.00n/a12
Apr ’25₩12,660.00
₩13,509.09
+6.7%
12.4%₩16,000.00₩11,000.00n/a11
Mar ’25₩13,160.00
₩12,445.45
-5.4%
7.6%₩14,000.00₩10,600.00n/a11
Feb ’25₩12,580.00
₩11,536.36
-8.3%
6.9%₩12,400.00₩10,000.00n/a11
Jan ’25₩11,390.00
₩11,636.36
+2.2%
6.2%₩12,400.00₩10,000.00n/a11
Dec ’24₩10,420.00
₩11,636.36
+11.7%
6.2%₩12,400.00₩10,000.00₩19,680.0011
Nov ’24₩10,330.00
₩11,636.36
+12.6%
6.2%₩12,400.00₩10,000.00₩17,920.0011
Oct ’24₩9,960.00
₩10,266.67
+3.1%
6.7%₩11,000.00₩9,000.00₩15,310.009
Sep ’24₩9,550.00
₩10,155.56
+6.3%
6.3%₩11,000.00₩9,000.00₩14,160.009
Aug ’24₩8,650.00
₩10,155.56
+17.4%
6.3%₩11,000.00₩9,000.00₩14,480.009
Jul ’24₩8,470.00
₩10,544.44
+24.5%
7.4%₩12,000.00₩9,500.00₩14,430.009
Jun ’24₩8,470.00
₩10,544.44
+24.5%
7.4%₩12,000.00₩9,500.00₩14,620.009
May ’24₩8,360.00
₩10,522.22
+25.9%
7.7%₩12,000.00₩9,500.00₩13,310.009
Apr ’24₩8,740.00
₩10,455.56
+19.6%
9.0%₩12,000.00₩8,700.00₩12,660.009
Mar ’24₩9,250.00
₩10,455.56
+13.0%
9.0%₩12,000.00₩8,700.00₩13,160.009
Feb ’24₩9,580.00
₩10,055.56
+5.0%
8.1%₩11,000.00₩8,700.00₩12,580.009
Jan ’24₩7,890.00
₩9,588.89
+21.5%
9.4%₩11,000.00₩8,400.00₩11,390.009
Dec ’23₩8,430.00
₩9,588.89
+13.7%
9.4%₩11,000.00₩8,400.00₩10,420.009

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 01:33
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

JB Financial Group Co., Ltd. is covered by 27 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Munyoung ChaBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research
Jeehoon ParkBofA Global Research