DGB Financial Group Co., Ltd.

KOSE:A139130 Stock Report

Market Cap: ₩1.4t

DGB Financial Group Valuation

Is A139130 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of A139130 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: A139130 (₩8220) is trading below our estimate of fair value (₩29512.19)

Significantly Below Fair Value: A139130 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for A139130?

Key metric: As A139130 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for A139130. This is calculated by dividing A139130's market cap by their current earnings.
What is A139130's PE Ratio?
PE Ratio7.3x
Earnings₩188.37b
Market Cap₩1.37t

Price to Earnings Ratio vs Peers

How does A139130's PE Ratio compare to its peers?

The above table shows the PE ratio for A139130 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.4x
A138930 BNK Financial Group
5x9.2%₩3.3t
A175330 JB Financial Group
5x4.2%₩3.2t
A086790 Hana Financial Group
4.6x5.4%₩16.1t
TMP Tompkins Financial
15.1x12.9%US$998.6m
A139130 DGB Financial Group
7.3x25.7%₩1.4t

Price-To-Earnings vs Peers: A139130 is good value based on its Price-To-Earnings Ratio (7.3x) compared to the peer average (7.4x).

Price to Earnings Ratio vs Industry

How does A139130's PE Ratio compare vs other companies in the Asian Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
A139130 7.3xIndustry Avg. 8.7xNo. of Companies85PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: A139130 is good value based on its Price-To-Earnings Ratio (7.3x) compared to the Asian Banks industry average (8.7x).

Price to Earnings Ratio vs Fair Ratio

What is A139130's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

A139130 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.3x
Fair PE Ratio7.4x

Price-To-Earnings vs Fair Ratio: A139130 is good value based on its Price-To-Earnings Ratio (7.3x) compared to the estimated Fair Price-To-Earnings Ratio (7.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst A139130 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₩8,220.00
₩9,200.00
+11.9%
8.7%₩10,500.00₩7,500.00n/a15
Dec ’25₩8,870.00
₩9,250.00
+4.3%
8.6%₩10,500.00₩7,500.00n/a16
Nov ’25₩8,220.00
₩9,133.33
+11.1%
9.4%₩10,500.00₩7,500.00n/a15
Oct ’25₩8,090.00
₩9,186.67
+13.6%
9.7%₩10,500.00₩7,500.00n/a15
Sep ’25₩8,380.00
₩9,186.67
+9.6%
9.7%₩10,500.00₩7,500.00n/a15
Aug ’25₩8,280.00
₩9,286.67
+12.2%
10.7%₩11,000.00₩7,500.00n/a15
Jul ’25₩7,980.00
₩10,021.43
+25.6%
10.1%₩11,500.00₩7,800.00n/a14
Jun ’25₩8,240.00
₩10,081.25
+22.3%
8.9%₩11,500.00₩7,800.00n/a16
May ’25₩8,480.00
₩10,000.00
+17.9%
7.9%₩11,500.00₩8,000.00n/a16
Apr ’25₩8,490.00
₩10,031.25
+18.2%
8.7%₩12,000.00₩8,000.00n/a16
Mar ’25₩8,860.00
₩9,718.75
+9.7%
11.6%₩12,000.00₩7,300.00n/a16
Feb ’25₩9,800.00
₩9,306.25
-5.0%
9.9%₩11,000.00₩7,300.00n/a16
Jan ’25₩8,490.00
₩9,325.00
+9.8%
9.5%₩11,000.00₩7,600.00n/a16
Dec ’24₩8,480.00
₩9,325.00
+10.0%
9.5%₩11,000.00₩7,600.00₩8,870.0016
Nov ’24₩7,920.00
₩9,250.00
+16.8%
9.9%₩11,000.00₩7,600.00₩8,220.0016
Oct ’24₩7,870.00
₩8,513.33
+8.2%
12.3%₩11,000.00₩6,600.00₩8,090.0015
Sep ’24₩7,440.00
₩8,513.33
+14.4%
12.3%₩11,000.00₩6,600.00₩8,380.0015
Aug ’24₩7,490.00
₩8,513.33
+13.7%
12.3%₩11,000.00₩6,600.00₩8,280.0015
Jul ’24₩7,270.00
₩8,713.33
+19.9%
13.4%₩11,000.00₩6,600.00₩7,980.0015
Jun ’24₩7,010.00
₩8,713.33
+24.3%
13.4%₩11,000.00₩6,600.00₩8,240.0015
May ’24₩6,850.00
₩8,886.67
+29.7%
13.1%₩11,000.00₩6,600.00₩8,480.0015
Apr ’24₩6,900.00
₩9,253.85
+34.1%
12.9%₩11,000.00₩6,600.00₩8,490.0013
Mar ’24₩7,900.00
₩9,453.85
+19.7%
9.7%₩11,000.00₩7,600.00₩8,860.0013
Feb ’24₩7,790.00
₩9,400.00
+20.7%
10.7%₩11,000.00₩6,900.00₩9,800.0013
Jan ’24₩6,990.00
₩9,292.31
+32.9%
12.3%₩11,500.00₩7,500.00₩8,490.0013
Dec ’23₩7,990.00
₩9,292.31
+16.3%
12.3%₩11,500.00₩7,500.00₩8,480.0013

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 11:32
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

DGB Financial Group Co., Ltd. is covered by 42 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sunmok HaBarclays
Changhun KimBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research