Stanbic Holdings Plc

NASE:SBIC Stock Report

Market Cap: KSh78.3b

Stanbic Holdings Past Earnings Performance

Past criteria checks 3/6

Stanbic Holdings has been growing earnings at an average annual rate of 20.9%, while the Banks industry saw earnings growing at 20.3% annually. Revenues have been growing at an average rate of 15.7% per year. Stanbic Holdings's return on equity is 17.6%, and it has net margins of 35.8%.

Key information

20.92%

Earnings growth rate

20.93%

EPS growth rate

Banks Industry Growth14.32%
Revenue growth rate15.71%
Return on equity17.57%
Net Margin35.76%
Last Earnings Update30 Jun 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Stanbic Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NASE:SBIC Revenue, expenses and earnings (KES Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2536,48213,04710,5980
31 Mar 2536,56313,38110,5980
31 Dec 2436,64413,71610,5980
30 Sep 2435,71413,01810,2730
30 Jun 2434,78312,3209,9480
31 Mar 2434,93212,2399,9480
31 Dec 2335,08112,1589,9480
30 Sep 2333,36611,7369,1530
30 Jun 2331,65111,3158,3580
31 Mar 2329,39510,1878,3580
31 Dec 2227,1409,0608,3580
30 Sep 2226,3338,7818,0210
30 Jun 2225,5278,5027,6840
31 Mar 2223,9967,8557,6840
31 Dec 2122,4657,2087,6840
30 Sep 2121,2126,6757,4380
30 Jun 2119,9606,1417,1910
31 Mar 2119,1605,6677,1910
31 Dec 2018,3615,1927,1910
30 Sep 2018,8075,0317,0560
30 Jun 2019,3104,8716,7830
31 Mar 2020,4705,6266,7830
31 Dec 1921,5746,3816,9210
30 Sep 1921,1416,5846,7410
30 Jun 1920,7086,7886,5620
31 Mar 1920,3696,5336,5620
31 Dec 1820,0306,2776,5620
30 Sep 1819,9536,2016,4550
30 Jun 1819,8776,1256,3480
31 Mar 1818,0905,2176,3480
31 Dec 1716,3034,3096,3480
30 Sep 1715,8093,8286,1530
30 Jun 1715,7194,1796,9570
31 Mar 1716,2394,2996,9570
31 Dec 1616,7664,4195,9580
30 Sep 1617,0565,0886,1740
30 Jun 1617,1425,3406,3890
31 Mar 1616,5895,1236,3890
31 Dec 1516,0374,9066,3890
30 Sep 1515,3464,5986,0780
30 Jun 1514,6554,2895,7660
31 Mar 1515,4114,9885,7660

Quality Earnings: SBIC has high quality earnings.

Growing Profit Margin: SBIC's current net profit margins (35.8%) are higher than last year (35.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SBIC's earnings have grown significantly by 20.9% per year over the past 5 years.

Accelerating Growth: SBIC's earnings growth over the past year (5.9%) is below its 5-year average (20.9% per year).

Earnings vs Industry: SBIC earnings growth over the past year (5.9%) did not outperform the Banks industry 17.2%.

Return on Equity

High ROE: SBIC's Return on Equity (17.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/19 06:12
End of Day Share Price 2026/01/19 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Stanbic Holdings Plc is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAIB-AXYS Africa Limited
Jaap MeijerArqaam Capital Research Offshore S.A.L.
James StarkeSBG Securities (Proprietary) Limited