Stanbic Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Stanbic Holdings has total assets of KES459.3B and total equity of KES68.6B. Total deposits are KES347.2B, and total loans are KES356.2B.
Key information
6.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | KSh347.24b |
Loan to deposit ratio | Appropriate |
Bad loans | 12.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | KSh27.75b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBIC's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: SBIC has a low allowance for bad loans (65%).
Low Risk Liabilities: 89% of SBIC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBIC has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: SBIC's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: SBIC has a high level of bad loans (12.2%).