I&M Group PLC

NASE:IMH Stock Report

Market Cap: KSh59.6b

I&M Group Past Earnings Performance

Past criteria checks 3/6

I&M Group has been growing earnings at an average annual rate of 9.8%, while the Banks industry saw earnings growing at 18.7% annually. Revenues have been growing at an average rate of 13.4% per year. I&M Group's return on equity is 16%, and it has net margins of 35.1%.

Key information

9.8%

Earnings growth rate

9.8%

EPS growth rate

Banks Industry Growth14.3%
Revenue growth rate13.4%
Return on equity16.0%
Net Margin35.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How I&M Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NASE:IMH Revenue, expenses and earnings (KES Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2439,93114,01812,2760
30 Jun 2438,17513,44612,1170
31 Mar 2436,96913,39811,7550
31 Dec 2334,89412,61511,3460
30 Sep 2333,65112,15110,9000
30 Jun 2331,48611,28510,4080
31 Mar 2330,84211,17310,1120
31 Dec 2229,82711,1939,7750
30 Sep 2228,9759,4929,4140
30 Jun 2227,4308,7789,1510
31 Mar 2226,4578,9018,9280
31 Dec 2124,9178,1318,5930
30 Sep 2124,1179,1647,6430
30 Jun 2123,0419,0577,2130
31 Mar 2121,6508,3006,5680
31 Dec 2021,4298,0746,5100
30 Sep 2021,8798,3656,5010
30 Jun 2022,4599,0686,4180
31 Mar 2023,1119,6026,0390
31 Dec 1922,84510,3096,3170
30 Sep 1920,7908,7285,9320
30 Jun 1920,3818,6135,8430
31 Mar 1919,7528,5205,5720
31 Dec 1819,1207,9515,4540
30 Sep 1817,9217,7393,3890
30 Jun 1817,4077,1463,8610
31 Mar 1817,1466,7827,6610
31 Dec 1716,9476,7665,0070
30 Sep 1716,7446,2507,6620
30 Jun 1717,0896,6287,7960
31 Mar 1717,4447,0086,9410
31 Dec 1617,3557,2847,1960
30 Sep 1618,0077,5617,0010
30 Jun 1617,3867,4386,6560
31 Mar 1616,6606,9476,4910
31 Dec 1516,2566,7176,4120
30 Sep 1515,2085,8196,0750
30 Jun 1514,8786,0825,8220
31 Mar 1514,3605,9245,5970
31 Dec 1413,3955,3215,3320
30 Sep 1412,9325,1335,2070
30 Jun 1412,3744,6444,9840
31 Mar 1412,1484,8025,1170

Quality Earnings: IMH has high quality earnings.

Growing Profit Margin: IMH's current net profit margins (35.1%) are lower than last year (36.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: IMH's earnings have grown by 9.8% per year over the past 5 years.

Accelerating Growth: IMH's earnings growth over the past year (15.4%) exceeds its 5-year average (9.8% per year).

Earnings vs Industry: IMH earnings growth over the past year (15.4%) did not outperform the Banks industry 17.1%.

Return on Equity

High ROE: IMH's Return on Equity (16%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 08:40
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

I&M Group PLC is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAfrican Alliance
Moses NjugunaSterling Capital Limited