I&M Group Balance Sheet Health
Financial Health criteria checks 4/6
I&M Group has total assets of KES579.7B and total equity of KES95.7B. Total deposits are KES443.1B, and total loans are KES311.3B.
Key information
6.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | KSh443.15b |
Loan to deposit ratio | Appropriate |
Bad loans | 11.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | KSh68.46b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IMH's Assets to Equity ratio (6.1x) is low.
Allowance for Bad Loans: IMH has a low allowance for bad loans (66%).
Low Risk Liabilities: 92% of IMH's liabilities are made up of primarily low risk sources of funding.
Loan Level: IMH has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: IMH's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: IMH has a high level of bad loans (11.4%).