Japan Post Insurance Co., Ltd.

TSE:7181 Stock Report

Market Cap: JP¥1.1t

Japan Post Insurance Valuation

Is 7181 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 7181 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 7181 (¥2901.5) is trading below our estimate of fair value (¥4557.37)

Significantly Below Fair Value: 7181 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 7181?

Other financial metrics that can be useful for relative valuation.

7181 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1.2x
Enterprise Value/EBITDA11x
PEG Ratio3.4x

Price to Earnings Ratio vs Peers

How does 7181's PE Ratio compare to its peers?

The above table shows the PE ratio for 7181 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.5x
8795 T&D Holdings
13.7x7.8%JP¥1.4t
6178 Japan Post Holdings
16.1x14.5%JP¥4.5t
8750 Dai-ichi Life Holdings
13x6.3%JP¥3.5t
7157 Lifenet Insurance
39x15.5%JP¥115.2b
7181 Japan Post Insurance
12.8x3.7%JP¥1.1t

Price-To-Earnings vs Peers: 7181 is good value based on its Price-To-Earnings Ratio (12.8x) compared to the peer average (20.5x).

Price to Earnings Ratio vs Industry

How does 7181's PE Ratio compare vs other companies in the Asian Insurance Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a7.4%
 n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a7.4%
 n/an/an/a
No more companies

Price-To-Earnings vs Industry: 7181 is expensive based on its Price-To-Earnings Ratio (12.8x) compared to the Asian Insurance industry average (11.9x).

Price to Earnings Ratio vs Fair Ratio

What is 7181's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

7181 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.8x
Fair PE Ratio15.7x

Price-To-Earnings vs Fair Ratio: 7181 is good value based on its Price-To-Earnings Ratio (12.8x) compared to the estimated Fair Price-To-Earnings Ratio (15.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 7181 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥2,901.50
JP¥2,990.00
+3.1%
15.6%JP¥3,600.00JP¥2,410.00n/a8
Apr ’25JP¥2,860.00
JP¥2,935.56
+2.6%
13.5%JP¥3,600.00JP¥2,410.00n/a9
Mar ’25JP¥2,855.50
JP¥2,796.00
-2.1%
10.5%JP¥3,200.00JP¥2,200.00n/a10
Feb ’25JP¥2,709.00
JP¥2,756.00
+1.7%
11.6%JP¥3,200.00JP¥2,200.00n/a10
Jan ’25JP¥2,504.00
JP¥2,686.00
+7.3%
13.4%JP¥3,200.00JP¥2,180.00n/a10
Dec ’24JP¥2,747.00
JP¥2,626.36
-4.4%
16.2%JP¥3,400.00JP¥2,130.00n/a11
Nov ’24JP¥2,961.50
JP¥2,607.27
-12.0%
16.5%JP¥3,400.00JP¥2,130.00n/a11
Oct ’24JP¥2,520.50
JP¥2,472.00
-1.9%
15.8%JP¥3,400.00JP¥2,130.00n/a10
Sep ’24JP¥2,365.50
JP¥2,378.00
+0.5%
11.1%JP¥3,000.00JP¥2,040.00n/a10
Aug ’24JP¥2,279.50
JP¥2,366.00
+3.8%
11.5%JP¥3,000.00JP¥2,040.00n/a10
Jul ’24JP¥2,166.50
JP¥2,414.00
+11.4%
11.7%JP¥3,000.00JP¥2,040.00n/a10
Jun ’24JP¥2,120.00
JP¥2,403.00
+13.3%
11.0%JP¥3,000.00JP¥2,100.00n/a10
May ’24JP¥2,225.00
JP¥2,395.83
+7.7%
10.1%JP¥3,000.00JP¥2,100.00JP¥2,876.5012
Apr ’24JP¥2,067.00
JP¥2,429.09
+17.5%
9.5%JP¥3,000.00JP¥2,100.00JP¥2,860.0011
Mar ’24JP¥2,423.00
JP¥2,444.00
+0.9%
10.5%JP¥3,000.00JP¥2,100.00JP¥2,855.5010
Feb ’24JP¥2,332.00
JP¥2,346.67
+0.6%
12.0%JP¥3,000.00JP¥2,000.00JP¥2,709.0012
Jan ’24JP¥2,321.00
JP¥2,341.67
+0.9%
12.0%JP¥3,000.00JP¥2,000.00JP¥2,504.0012
Dec ’23JP¥2,220.00
JP¥2,333.33
+5.1%
11.5%JP¥3,000.00JP¥2,000.00JP¥2,747.0012
Nov ’23JP¥2,185.00
JP¥2,333.64
+6.8%
12.1%JP¥3,000.00JP¥2,000.00JP¥2,961.5011
Oct ’23JP¥2,026.00
JP¥2,327.00
+14.9%
13.2%JP¥3,000.00JP¥2,000.00JP¥2,520.5010
Sep ’23JP¥2,107.00
JP¥2,342.73
+11.2%
12.5%JP¥3,000.00JP¥2,000.00JP¥2,365.5011
Aug ’23JP¥2,176.00
JP¥2,360.91
+8.5%
12.0%JP¥3,000.00JP¥2,000.00JP¥2,279.5011
Jul ’23JP¥2,173.00
JP¥2,367.27
+8.9%
11.7%JP¥3,000.00JP¥2,000.00JP¥2,166.5011
Jun ’23JP¥2,162.00
JP¥2,321.82
+7.4%
11.9%JP¥3,000.00JP¥2,000.00JP¥2,120.0011
May ’23JP¥2,105.00
JP¥2,298.18
+9.2%
12.4%JP¥3,000.00JP¥2,000.00JP¥2,225.0011

Analyst Forecast: Target price is less than 20% higher than the current share price.

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