8771 Stock Overview
eGuarantee, Inc., together with its subsidiaries, undertakes and transfers credit risks in Japan.
Price History & Performance
|Historical stock prices|
|Current Share Price||JP¥1,973.00|
|52 Week High||JP¥2,845.00|
|52 Week Low||JP¥1,757.00|
|1 Month Change||-8.02%|
|3 Month Change||-3.76%|
|1 Year Change||-4.87%|
|3 Year Change||47.57%|
|5 Year Change||205.77%|
|Change since IPO||2,071.11%|
Recent News & Updates
|8771||JP Diversified Financial||JP Market|
Return vs Industry: 8771 underperformed the JP Diversified Financial industry which returned 2.5% over the past year.
Return vs Market: 8771 underperformed the JP Market which returned -2.9% over the past year.
|8771 Average Weekly Movement||5.0%|
|Diversified Financial Industry Average Movement||4.4%|
|Market Average Movement||4.6%|
|10% most volatile stocks in JP Market||9.2%|
|10% least volatile stocks in JP Market||2.5%|
Stable Share Price: 8771 is not significantly more volatile than the rest of JP stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: 8771's weekly volatility (5%) has been stable over the past year.
About the Company
eGuarantee, Inc., together with its subsidiaries, undertakes and transfers credit risks in Japan. Its services for commercial companies comprise guarantee services against sales credit, contractor credit, and various other credits, as well as guarantee services by debtor’s trust. The company also offers services for financial institutions, including services to reassure the guarantee of sales credit, guarantee services against credit backed by accounts receivables, guarantee services against advance payment credit, guarantee services related to company acquisition, and services related to DIP financing.
eGuarantee Fundamentals Summary
|8771 fundamental statistics|
Is 8771 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|8771 income statement (TTM)|
|Cost of Revenue||JP¥1.67b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||52.58|
|Net Profit Margin||31.20%|
How did 8771 perform over the long term?See historical performance and comparison
1.1%Current Dividend Yield
Is eGuarantee undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 8771 (¥1973) is trading above our estimate of fair value (¥1609.63)
Significantly Below Fair Value: 8771 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 8771 is poor value based on its PE Ratio (37.5x) compared to the JP Diversified Financial industry average (10.4x).
PE vs Market: 8771 is poor value based on its PE Ratio (37.5x) compared to the JP market (12.1x).
Price to Earnings Growth Ratio
PEG Ratio: 8771 is poor value based on its PEG Ratio (2.9x)
Price to Book Ratio
PB vs Industry: 8771 is overvalued based on its PB Ratio (5x) compared to the JP Diversified Financial industry average (0.8x).
How is eGuarantee forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Future Growth Score3/6
Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 8771's forecast earnings growth (12.9% per year) is above the savings rate (0.02%).
Earnings vs Market: 8771's earnings (12.9% per year) are forecast to grow faster than the JP market (8.6% per year).
High Growth Earnings: 8771's earnings are forecast to grow, but not significantly.
Revenue vs Market: 8771's revenue (11.3% per year) is forecast to grow faster than the JP market (4.1% per year).
High Growth Revenue: 8771's revenue (11.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 8771's Return on Equity is forecast to be low in 3 years time (15.3%).
How has eGuarantee performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 8771 has high quality earnings.
Growing Profit Margin: 8771's current net profit margins (31.2%) are higher than last year (27.9%).
Past Earnings Growth Analysis
Earnings Trend: 8771's earnings have grown by 12% per year over the past 5 years.
Accelerating Growth: 8771's earnings growth over the past year (22.9%) exceeds its 5-year average (12% per year).
Earnings vs Industry: 8771 earnings growth over the past year (22.9%) exceeded the Diversified Financial industry 14.4%.
Return on Equity
High ROE: 8771's Return on Equity (13.3%) is considered low.
How is eGuarantee's financial position?
Financial Health Score6/6
Financial Health Score 6/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: 8771's short term assets (¥19.7B) exceed its short term liabilities (¥5.4B).
Long Term Liabilities: 8771's short term assets (¥19.7B) exceed its long term liabilities (¥118.0M).
Debt to Equity History and Analysis
Debt Level: 8771 is debt free.
Reducing Debt: 8771 has no debt compared to 5 years ago when its debt to equity ratio was 0.06%.
Debt Coverage: 8771 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: 8771 has no debt, therefore coverage of interest payments is not a concern.
What is eGuarantee current dividend yield, its reliability and sustainability?
Dividend Score 2/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 8771's dividend (1.12%) isn’t notable compared to the bottom 25% of dividend payers in the JP market (1.62%).
High Dividend: 8771's dividend (1.12%) is low compared to the top 25% of dividend payers in the JP market (3.64%).
Stability and Growth of Payments
Stable Dividend: 8771's dividend payments have been volatile in the past 10 years.
Growing Dividend: 8771's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (41.6%), 8771's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its reasonably low cash payout ratio (33.7%), 8771's dividend payments are well covered by cash flows.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Masanori Eto (46 yo)
Mr. Masanori Eto has been the President of eGuarantee, Inc., since April 2005 and served as its Chief Executive Officer. Mr. Eto served as the Chief of Corporate Planning Office and Manager of Sales Depart...
Experienced Management: 8771's management team is seasoned and experienced (7.7 years average tenure).
Experienced Board: 8771's board of directors are seasoned and experienced ( 11.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.4%.
eGuarantee, Inc.'s employee growth, exchange listings and data sources
- Name: eGuarantee, Inc.
- Ticker: 8771
- Exchange: TSE
- Founded: 2000
- Industry: Specialized Finance
- Sector: Diversified Financials
- Implied Market Cap: JP¥92.423b
- Shares outstanding: 46.84m
- Website: https://www.eguarantee.co.jp
Number of Employees
- eGuarantee, Inc.
- Akasaka BizTower
- 5-3-1 Akasaka
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/18 00:00|
|End of Day Share Price||2022/05/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.