8424 Stock Overview
Fuyo General Lease Co., Ltd. engages in leasing and installment sales business in Japan and internationally.
Fuyo General Lease Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||JP¥7,220.00|
|52 Week High||JP¥8,290.00|
|52 Week Low||JP¥6,590.00|
|1 Month Change||1.55%|
|3 Month Change||-7.44%|
|1 Year Change||-7.32%|
|3 Year Change||36.48%|
|5 Year Change||22.58%|
|Change since IPO||175.57%|
Recent News & Updates
|8424||JP Diversified Financial||JP Market|
Return vs Industry: 8424 underperformed the JP Diversified Financial industry which returned 1.2% over the past year.
Return vs Market: 8424 underperformed the JP Market which returned -2.9% over the past year.
|8424 Average Weekly Movement||3.8%|
|Diversified Financial Industry Average Movement||4.4%|
|Market Average Movement||4.6%|
|10% most volatile stocks in JP Market||9.1%|
|10% least volatile stocks in JP Market||2.5%|
Stable Share Price: 8424 is not significantly more volatile than the rest of JP stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: 8424's weekly volatility (4%) has been stable over the past year.
About the Company
Fuyo General Lease Co., Ltd. engages in leasing and installment sales business in Japan and internationally. It is involved in the lease and installment sale of IT and office equipment, industrial machinery/machine tools, commercial/service equipment, medical devices, civil engineering and construction machinery, etc.; and transportation equipment, including ships, aircraft, automobiles, etc. The company also offers various leases comprising finance, operating, PC eco and value, auto, vendor, building, and space leases. In addition, it provides installment sales schemes for properties; and rental estate financing services consisting of non-recourse real estate loans and other financing schemes.
Fuyo General Lease Fundamentals Summary
|8424 fundamental statistics|
Is 8424 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|8424 income statement (TTM)|
|Cost of Revenue||JP¥568.99b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||1.13k|
|Net Profit Margin||5.15%|
How did 8424 perform over the long term?See historical performance and comparison
4.4%Current Dividend Yield
Is Fuyo General Lease undervalued compared to its fair value and its price relative to the market?
Valuation Score 5/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 8424 (¥7220) is trading below our estimate of fair value (¥11617.33)
Significantly Below Fair Value: 8424 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 8424 is good value based on its PE Ratio (6.4x) compared to the JP Diversified Financial industry average (10.2x).
PE vs Market: 8424 is good value based on its PE Ratio (6.4x) compared to the JP market (12.2x).
Price to Earnings Growth Ratio
PEG Ratio: 8424 is poor value based on its PEG Ratio (3.3x)
Price to Book Ratio
PB vs Industry: 8424 is good value based on its PB Ratio (0.6x) compared to the JP Diversified Financial industry average (0.8x).
How is Fuyo General Lease forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 8424's forecast earnings growth (1.9% per year) is above the savings rate (0.02%).
Earnings vs Market: 8424's earnings (1.9% per year) are forecast to grow slower than the JP market (8.8% per year).
High Growth Earnings: 8424's earnings are forecast to grow, but not significantly.
Revenue vs Market: 8424's revenue is expected to decline over the next 3 years (-0.3% per year).
High Growth Revenue: 8424's revenue is forecast to decline over the next 3 years (-0.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 8424's Return on Equity is forecast to be low in 3 years time (9.6%).
How has Fuyo General Lease performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 8424 has high quality earnings.
Growing Profit Margin: 8424's current net profit margins (5.2%) are higher than last year (4%).
Past Earnings Growth Analysis
Earnings Trend: 8424's earnings have grown by 10.4% per year over the past 5 years.
Accelerating Growth: 8424's earnings growth over the past year (14.6%) exceeds its 5-year average (10.4% per year).
Earnings vs Industry: 8424 earnings growth over the past year (14.6%) exceeded the Diversified Financial industry 14.4%.
Return on Equity
High ROE: 8424's Return on Equity (9.7%) is considered low.
How is Fuyo General Lease's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: 8424's short term assets (¥2,024.9B) exceed its short term liabilities (¥1,451.5B).
Long Term Liabilities: 8424's short term assets (¥2,024.9B) exceed its long term liabilities (¥1,124.0B).
Debt to Equity History and Analysis
Debt Level: 8424's net debt to equity ratio (510.4%) is considered high.
Reducing Debt: 8424's debt to equity ratio has reduced from 714.2% to 616% over the past 5 years.
Debt Coverage: 8424's debt is not well covered by operating cash flow (3.9%).
Interest Coverage: 8424 earns more interest than it pays, so coverage of interest payments is not a concern.
What is Fuyo General Lease current dividend yield, its reliability and sustainability?
Dividend Score 5/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 8424's dividend (4.38%) is higher than the bottom 25% of dividend payers in the JP market (1.64%).
High Dividend: 8424's dividend (4.38%) is in the top 25% of dividend payers in the JP market (3.69%)
Stability and Growth of Payments
Stable Dividend: 8424's dividends per share have been stable in the past 10 years.
Growing Dividend: 8424's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (25.2%), 8424's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (10.9%), 8424's dividend payments are thoroughly covered by cash flows.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Experienced Management: 8424's management team is considered experienced (2.1 years average tenure).
Experienced Board: 8424's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Fuyo General Lease Co., Ltd.'s employee growth, exchange listings and data sources
- Name: Fuyo General Lease Co., Ltd.
- Ticker: 8424
- Exchange: TSE
- Founded: 1969
- Industry: Specialized Finance
- Sector: Diversified Financials
- Implied Market Cap: JP¥216.065b
- Shares outstanding: 29.93m
- Website: https://www.fgl.co.jp
Number of Employees
- Fuyo General Lease Co., Ltd.
- Kojimachi Garden Tower
- 5-1-1, Kojimachi
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/21 00:00|
|End of Day Share Price||2022/05/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.