Marui Group Valuation

Is 8252 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8252 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8252 (¥2420) is trading above our estimate of fair value (¥2394.25)

Significantly Below Fair Value: 8252 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8252?

Key metric: As 8252 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8252. This is calculated by dividing 8252's market cap by their current earnings.
What is 8252's PE Ratio?
PE Ratio17.9x
EarningsJP¥25.34b
Market CapJP¥452.54b

Price to Earnings Ratio vs Peers

How does 8252's PE Ratio compare to its peers?

The above table shows the PE ratio for 8252 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.7x
8572 Acom
10.6x12.9%JP¥591.2b
8253 Credit Saison
9.8x5.5%JP¥560.9b
8570 AEON Financial Service
11.6x14.1%JP¥270.9b
8515 Aiful
7x13.3%JP¥156.1b
8252 Marui Group
17.9x8.0%JP¥452.5b

Price-To-Earnings vs Peers: 8252 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the peer average (9.7x).


Price to Earnings Ratio vs Industry

How does 8252's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
8252 17.9xIndustry Avg. 14.0xNo. of Companies25PE01020304050+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8252 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the Asian Consumer Finance industry average (14x).


Price to Earnings Ratio vs Fair Ratio

What is 8252's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8252 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17.9x
Fair PE Ratio14x

Price-To-Earnings vs Fair Ratio: 8252 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the estimated Fair Price-To-Earnings Ratio (14x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8252 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥2,420.00
JP¥2,700.00
+11.6%
5.6%JP¥2,900.00JP¥2,500.00n/a8
Nov ’25JP¥2,388.50
JP¥2,700.00
+13.0%
6.7%JP¥3,000.00JP¥2,500.00n/a8
Oct ’25JP¥2,381.00
JP¥2,687.50
+12.9%
6.6%JP¥3,000.00JP¥2,500.00n/a8
Sep ’25JP¥2,462.50
JP¥2,662.50
+8.1%
7.0%JP¥3,000.00JP¥2,500.00n/a8
Aug ’25JP¥2,351.00
JP¥2,662.50
+13.2%
7.0%JP¥3,000.00JP¥2,500.00n/a8
Jul ’25JP¥2,296.00
JP¥2,662.50
+16.0%
7.0%JP¥3,000.00JP¥2,500.00n/a8
Jun ’25JP¥2,335.50
JP¥2,650.00
+13.5%
6.3%JP¥3,000.00JP¥2,500.00n/a7
May ’25JP¥2,411.00
JP¥2,628.57
+9.0%
4.8%JP¥2,850.00JP¥2,500.00n/a7
Apr ’25JP¥2,462.50
JP¥2,642.86
+7.3%
4.3%JP¥2,850.00JP¥2,500.00n/a7
Mar ’25JP¥2,449.00
JP¥2,642.86
+7.9%
4.3%JP¥2,850.00JP¥2,500.00n/a7
Feb ’25JP¥2,447.00
JP¥2,628.57
+7.4%
4.3%JP¥2,850.00JP¥2,500.00n/a7
Jan ’25JP¥2,364.50
JP¥2,657.14
+12.4%
4.8%JP¥2,850.00JP¥2,500.00n/a7
Dec ’24JP¥2,365.50
JP¥2,678.57
+13.2%
5.1%JP¥2,850.00JP¥2,500.00n/a7
Nov ’24JP¥2,392.50
JP¥2,700.00
+12.9%
6.3%JP¥3,000.00JP¥2,500.00JP¥2,388.507
Oct ’24JP¥2,430.00
JP¥2,700.00
+11.1%
6.3%JP¥3,000.00JP¥2,500.00JP¥2,381.007
Sep ’24JP¥2,563.50
JP¥2,721.43
+6.2%
6.5%JP¥3,000.00JP¥2,500.00JP¥2,462.507
Aug ’24JP¥2,557.50
JP¥2,664.29
+4.2%
10.4%JP¥3,000.00JP¥2,100.00JP¥2,351.007
Jul ’24JP¥2,508.00
JP¥2,635.71
+5.1%
10.3%JP¥3,000.00JP¥2,100.00JP¥2,296.007
Jun ’24JP¥2,418.00
JP¥2,521.43
+4.3%
10.4%JP¥3,000.00JP¥2,100.00JP¥2,335.507
May ’24JP¥2,181.00
JP¥2,450.00
+12.3%
7.5%JP¥2,650.00JP¥2,100.00JP¥2,411.007
Apr ’24JP¥2,023.00
JP¥2,450.00
+21.1%
7.5%JP¥2,650.00JP¥2,100.00JP¥2,462.507
Mar ’24JP¥2,057.00
JP¥2,578.57
+25.4%
12.4%JP¥3,100.00JP¥2,100.00JP¥2,449.007
Feb ’24JP¥2,171.00
JP¥2,707.14
+24.7%
11.7%JP¥3,100.00JP¥2,100.00JP¥2,447.007
Jan ’24JP¥2,181.00
JP¥2,707.14
+24.1%
11.7%JP¥3,100.00JP¥2,100.00JP¥2,364.507
Dec ’23JP¥2,320.00
JP¥2,707.14
+16.7%
11.7%JP¥3,100.00JP¥2,100.00JP¥2,365.507
Nov ’23JP¥2,449.00
JP¥2,721.43
+11.1%
10.8%JP¥3,100.00JP¥2,100.00JP¥2,392.507

Analyst Forecast: Target price is less than 20% higher than the current share price.


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