ZENKOKU HOSHO Co.,Ltd.

TSE:7164 Stock Report

Market Cap: JP¥364.4b

ZENKOKU HOSHOLtd Valuation

Is 7164 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 7164 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 7164 (¥5402) is trading below our estimate of fair value (¥9472.15)

Significantly Below Fair Value: 7164 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 7164?

Key metric: As 7164 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 7164. This is calculated by dividing 7164's market cap by their current earnings.
What is 7164's PE Ratio?
PE Ratio12.7x
EarningsJP¥28.63b
Market CapJP¥364.42b

Price to Earnings Ratio vs Peers

How does 7164's PE Ratio compare to its peers?

The above table shows the PE ratio for 7164 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average8.8x
8424 Fuyo General Lease
7.2x3.3%JP¥337.1b
8425 Mizuho Leasing Company
6.6xn/aJP¥283.5b
7148 Financial Partners GroupLtd
12.3x14.4%JP¥252.5b
8439 Tokyo Century
9.2x8.0%JP¥729.9b
7164 ZENKOKU HOSHOLtd
12.7x6.1%JP¥364.4b

Price-To-Earnings vs Peers: 7164 is expensive based on its Price-To-Earnings Ratio (12.7x) compared to the peer average (8.8x).

Price to Earnings Ratio vs Industry

How does 7164's PE Ratio compare vs other companies in the JP Diversified Financial Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
8301 Bank of Japan
0.01xn/aUS$173.45m
No more companies available in this PE range
7164 12.7xIndustry Avg. 13.7xNo. of Companies5PE01020304050+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 7164 is good value based on its Price-To-Earnings Ratio (12.7x) compared to the JP Diversified Financial industry average (13.7x).

Price to Earnings Ratio vs Fair Ratio

What is 7164's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

7164 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.7x
Fair PE Ratio13.2x

Price-To-Earnings vs Fair Ratio: 7164 is good value based on its Price-To-Earnings Ratio (12.7x) compared to the estimated Fair Price-To-Earnings Ratio (13.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 7164 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥5,402.00
JP¥5,990.00
+10.9%
8.1%JP¥6,900.00JP¥5,450.00n/a5
Nov ’25JP¥5,500.00
JP¥6,070.00
+10.4%
7.8%JP¥6,900.00JP¥5,450.00n/a5
Oct ’25JP¥5,661.00
JP¥6,150.00
+8.6%
10.0%JP¥7,300.00JP¥5,450.00n/a5
Sep ’25JP¥5,881.00
JP¥6,164.00
+4.8%
9.7%JP¥7,300.00JP¥5,520.00n/a5
Aug ’25JP¥5,932.00
JP¥6,204.00
+4.6%
9.6%JP¥7,300.00JP¥5,520.00n/a5
Jul ’25JP¥5,953.00
JP¥6,124.00
+2.9%
10.7%JP¥7,300.00JP¥5,500.00n/a5
Jun ’25JP¥5,632.00
JP¥6,110.00
+8.5%
10.9%JP¥7,300.00JP¥5,450.00n/a5
May ’25JP¥5,575.00
JP¥5,910.00
+6.0%
6.6%JP¥6,500.00JP¥5,450.00n/a5
Apr ’25JP¥5,528.00
JP¥5,910.00
+6.9%
6.6%JP¥6,500.00JP¥5,450.00n/a5
Mar ’25JP¥5,416.00
JP¥5,910.00
+9.1%
6.6%JP¥6,500.00JP¥5,450.00n/a5
Feb ’25JP¥5,478.00
JP¥5,730.00
+4.6%
8.5%JP¥6,500.00JP¥5,300.00n/a5
Jan ’25JP¥5,315.00
JP¥5,730.00
+7.8%
8.5%JP¥6,500.00JP¥5,300.00n/a5
Dec ’24JP¥4,984.00
JP¥5,730.00
+15.0%
8.5%JP¥6,500.00JP¥5,300.00n/a5
Nov ’24JP¥4,820.00
JP¥5,700.00
+18.3%
9.1%JP¥6,500.00JP¥5,200.00JP¥5,500.005
Oct ’24JP¥4,911.00
JP¥5,800.00
+18.1%
7.9%JP¥6,500.00JP¥5,200.00JP¥5,661.005
Sep ’24JP¥5,066.00
JP¥5,800.00
+14.5%
7.9%JP¥6,500.00JP¥5,200.00JP¥5,881.005
Aug ’24JP¥4,976.00
JP¥5,790.00
+16.4%
8.1%JP¥6,500.00JP¥5,150.00JP¥5,932.005
Jul ’24JP¥4,998.00
JP¥5,790.00
+15.8%
8.1%JP¥6,500.00JP¥5,150.00JP¥5,953.005
Jun ’24JP¥5,010.00
JP¥5,790.00
+15.6%
8.1%JP¥6,500.00JP¥5,150.00JP¥5,632.005
May ’24JP¥5,000.00
JP¥5,730.00
+14.6%
8.0%JP¥6,400.00JP¥5,150.00JP¥5,575.005
Apr ’24JP¥4,995.00
JP¥5,730.00
+14.7%
8.0%JP¥6,400.00JP¥5,150.00JP¥5,528.005
Mar ’24JP¥5,240.00
JP¥5,730.00
+9.4%
8.0%JP¥6,400.00JP¥5,150.00JP¥5,416.005
Feb ’24JP¥4,935.00
JP¥5,750.00
+16.5%
7.9%JP¥6,400.00JP¥5,150.00JP¥5,478.005
Jan ’24JP¥5,050.00
JP¥5,690.00
+12.7%
7.4%JP¥6,400.00JP¥5,150.00JP¥5,315.005
Dec ’23JP¥5,030.00
JP¥5,690.00
+13.1%
7.4%JP¥6,400.00JP¥5,150.00JP¥4,984.005
Nov ’23JP¥4,925.00
JP¥5,610.00
+13.9%
8.9%JP¥6,400.00JP¥5,000.00JP¥4,820.005

Analyst Forecast: Target price is less than 20% higher than the current share price.

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