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3768

Riskmonster.com TSE:3768 Stock Report

Last Price

JP¥662.00

Market Cap

JP¥5.0b

7D

-4.3%

1Y

-29.9%

Updated

02 Oct, 2022

Data

Company Financials
3768 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

3768 Stock Overview

Riskmonster.com provides credit management and ASP cloud services in Japan.

Riskmonster.com Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Riskmonster.com
Historical stock prices
Current Share PriceJP¥662.00
52 Week HighJP¥990.00
52 Week LowJP¥556.00
Beta1.18
1 Month Change-6.63%
3 Month Change-7.02%
1 Year Change-29.95%
3 Year Change-7.80%
5 Year Change23.85%
Change since IPO-63.56%

Recent News & Updates

Shareholder Returns

3768JP Professional ServicesJP Market
7D-4.3%-0.6%-3.9%
1Y-29.9%-33.3%-8.2%

Return vs Industry: 3768 exceeded the JP Professional Services industry which returned -33.3% over the past year.

Return vs Market: 3768 underperformed the JP Market which returned -8.2% over the past year.

Price Volatility

Is 3768's price volatile compared to industry and market?
3768 volatility
3768 Average Weekly Movement4.6%
Professional Services Industry Average Movement5.0%
Market Average Movement3.5%
10% most volatile stocks in JP Market7.4%
10% least volatile stocks in JP Market1.8%

Stable Share Price: 3768 is not significantly more volatile than the rest of JP stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: 3768's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2000183Taichi Fujimotohttps://www.riskmonster.co.jp

Riskmonster.com provides credit management and ASP cloud services in Japan. The company offers corporate ratings backed by bankruptcy records, ASP and cloud services, and consulting services; and business process outsourcing services comprising digital data creation and data entry solutions. It also provides credit management support services; e-credit navi and e-management files that combine credit decisions; portfolio and credit management regulation consulting services; credit guarantee services and research services; sales support services; and employee training support services, as well as operates a business portal site that provides ASP and cloud versions of desknet’s groupware.

Riskmonster.com Fundamentals Summary

How do Riskmonster.com's earnings and revenue compare to its market cap?
3768 fundamental statistics
Market CapJP¥5.05b
Earnings (TTM)JP¥445.00m
Revenue (TTM)JP¥3.81b

11.3x

P/E Ratio

1.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
3768 income statement (TTM)
RevenueJP¥3.81b
Cost of RevenueJP¥1.77b
Gross ProfitJP¥2.04b
Other ExpensesJP¥1.59b
EarningsJP¥445.00m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

Nov 09, 2022

Earnings per share (EPS)58.37
Gross Margin53.51%
Net Profit Margin11.70%
Debt/Equity Ratio2.6%

How did 3768 perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

24%

Payout Ratio
We’ve recently updated our valuation analysis.

Valuation

Is 3768 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 3768?

Other financial metrics that can be useful for relative valuation.

3768 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue0.8x
Enterprise Value/EBITDA2.9x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does 3768's PE Ratio compare to its peers?

3768 PE Ratio vs Peers
The above table shows the PE ratio for 3768 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average22.5x
6542 Founder's Consultants Holdings
5.8xn/aJP¥4.5b
9245 Livero
38.6x85.0%JP¥5.1b
3967 EltesLtd
37.3x59.1%JP¥5.0b
6091 Wesco Holdings
8.4xn/aJP¥6.5b
3768 Riskmonster.com
11.3xn/aJP¥5.0b

Price-To-Earnings vs Peers: 3768 is good value based on its Price-To-Earnings Ratio (11.3x) compared to the peer average (22.5x).


Price to Earnings Ratio vs Industry

How does 3768's PE Ratio compare vs other companies in the JP Professional Services Industry?

Price-To-Earnings vs Industry: 3768 is good value based on its Price-To-Earnings Ratio (11.3x) compared to the JP Professional Services industry average (18.3x)


Price to Earnings Ratio vs Fair Ratio

What is 3768's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

3768 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 3768's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of 3768 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 3768 (¥662) is trading above our estimate of fair value (¥342.09)

Significantly Below Fair Value: 3768 is trading above our estimate of fair value.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Future Growth

How is Riskmonster.com forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


18.7%

Forecasted Commercial Services industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Riskmonster.com has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


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  • Examine Riskmonster.com's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.

Past Performance

How has Riskmonster.com performed over the past 5 years?

Past Performance Score

2/6

Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


12.6%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: 3768 has high quality earnings.

Growing Profit Margin: 3768's current net profit margins (11.7%) are lower than last year (12.4%).


Past Earnings Growth Analysis

Earnings Trend: 3768's earnings have grown by 12.6% per year over the past 5 years.

Accelerating Growth: 3768's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 3768 had negative earnings growth (-0.2%) over the past year, making it difficult to compare to the Professional Services industry average (28.7%).


Return on Equity

High ROE: 3768's Return on Equity (7.8%) is considered low.


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Financial Health

How is Riskmonster.com's financial position?

Financial Health Score

6/6

Financial Health Score 6/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: 3768's short term assets (¥2.6B) exceed its short term liabilities (¥506.0M).

Long Term Liabilities: 3768's short term assets (¥2.6B) exceed its long term liabilities (¥396.0M).


Debt to Equity History and Analysis

Debt Level: 3768 has more cash than its total debt.

Reducing Debt: 3768's debt to equity ratio has reduced from 10.5% to 2.6% over the past 5 years.

Debt Coverage: 3768's debt is well covered by operating cash flow (442.9%).

Interest Coverage: 3768 earns more interest than it pays, so coverage of interest payments is not a concern.


Balance Sheet


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Dividend

What is Riskmonster.com current dividend yield, its reliability and sustainability?

Dividend Score

4/6

Dividend Score 4/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Cash Flow Coverage


2.23%

Current Dividend Yield

Dividend Yield vs Market

Riskmonster.com Dividend Yield vs Market
How does Riskmonster.com dividend yield compare to the market?
SegmentDividend Yield
Company (Riskmonster.com)2.2%
Market Bottom 25% (JP)1.7%
Market Top 25% (JP)3.8%
Industry Average (Professional Services)1.1%
Analyst forecast in 3 Years (Riskmonster.com)n/a

Notable Dividend: 3768's dividend (2.23%) is higher than the bottom 25% of dividend payers in the JP market (1.67%).

High Dividend: 3768's dividend (2.23%) is low compared to the top 25% of dividend payers in the JP market (3.76%).


Stability and Growth of Payments

Stable Dividend: 3768's dividends per share have been stable in the past 10 years.

Growing Dividend: 3768's dividend payments have increased over the past 10 years.


Earnings Payout to Shareholders

Earnings Coverage: With its low payout ratio (24.5%), 3768's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: 3768 is paying a dividend but the company has no free cash flows.


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Management

How experienced are the management team and are they aligned to shareholders interests?

8.4yrs

Average board tenure


CEO

Taichi Fujimoto (51 yo)

9.5yrs

Tenure

Mr. Taichi Fujimoto has been the President of RiskMonster.com since April 2012 . Mr. Fujimoto has been the President at Rismon Business Portal Co., Ltd. since April 2009.He has been the President and Repr...


Board Members

Experienced Board: 3768's board of directors are considered experienced (8.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

What is the ownership structure of 3768?
Owner TypeNumber of SharesOwnership Percentage
Institutions515,5056.8%
Private Companies651,0008.5%
Individual Insiders1,204,40015.8%
Public Companies1,456,70019.1%
General Public3,796,09249.8%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.2%.


Top Shareholders

Top 16 shareholders own 50.21% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
11.01%
Hikari Tsushin, Inc.
839,100¥555.5m50.59%no data
9.55%
Taichi Fujimoto
727,900¥481.9m10.62%no data
8.54%
TOKYO SHOKO RESEARCH, LTD.
651,000¥431.0m0%no data
3.41%
Shingo Kaneda
260,000¥172.1m0%no data
3.15%
Nippon Information Development Co., Ltd.
240,000¥158.9m0%no data
2.87%
SBI Holdings Inc., Asset Management Arm
218,605¥144.7m0%0.03%
2.62%
OBIC Business Consultants Co., Ltd.
200,000¥132.4m0%no data
2.33%
TechMatrix Corporation
177,600¥117.6m0%no data
2.06%
Samarang Asset Management S.A.
157,200¥104.1m0%0.33%
1.98%
Kenichi Sugano
151,000¥100.0m0%no data
1.83%
Ueda Yagi Tanshi Co. Ltd., Asset Management Arm
139,700¥92.5m0%0.21%
0.28%
Ryusuke Suzuki
21,100¥14.0m3.43%no data
0.22%
Ryuji Hori
16,400¥10.9m5.13%no data
0.18%
Shotaro Okumura
14,000¥9.3m6.06%no data
0.18%
Shuichi Shibuya
13,500¥8.9m8.87%no data
0.0066%
Ai Tanabe
500¥331.0k0%no data

Company Information

Riskmonster.com's employee growth, exchange listings and data sources


Key Information

  • Name: Riskmonster.com
  • Ticker: 3768
  • Exchange: TSE
  • Founded: 2000
  • Industry: Research and Consulting Services
  • Sector: Commercial Services
  • Implied Market Cap: JP¥5.047b
  • Shares outstanding: 7.62m
  • Website: https://www.riskmonster.co.jp

Number of Employees


Location

  • Riskmonster.com
  • RMG Building
  • 2-16-5 Nihonbashi
  • Tokyo
  • Japan


Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
3768TSE (The Tokyo Stock Exchange)YesCommon StockJPJPYMar 2005

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/10/02 00:00
End of Day Share Price2022/09/30 00:00
Earnings2022/06/30
Annual Earnings2022/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.