TOMONY Holdings Balance Sheet Health

Financial Health criteria checks 5/6

TOMONY Holdings has total assets of ¥4,967.5B and total equity of ¥285.0B. Total deposits are ¥4,442.8B, and total loans are ¥3,591.1B earning a Net Interest Margin of 1.3%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ¥519.9B.

Key information

17.4x

Asset to equity ratio

1.3%

Net interest margin

Total deposits

JP¥4.44t

Loan to deposit ratio

Appropriate

Bad loans

1.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JP¥519.90b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 8600's Assets to Equity ratio (17.4x) is moderate.

Allowance for Bad Loans: 8600 has a low allowance for bad loans (33%).

Low Risk Liabilities: 95% of 8600's liabilities are made up of primarily low risk sources of funding.

Loan Level: 8600 has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: 8600's Loans to Deposits ratio (81%) is appropriate.

Level of Bad Loans: 8600 has an appropriate level of bad loans (1.9%).


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