TOMONY Holdings Balance Sheet Health
Financial Health criteria checks 4/6
TOMONY Holdings has total assets of ¥4,726.3B and total equity of ¥270.7B. Total deposits are ¥4,290.1B, and total loans are ¥3,523.9B earning a Net Interest Margin of 1.2%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥399.2B.
Key information
17.5x
Asset to equity ratio
1.2%
Net interest margin
Total deposits | JP¥4.29t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥399.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8600's Assets to Equity ratio (17.5x) is moderate.
Allowance for Bad Loans: 8600 has a low allowance for bad loans (32%).
Low Risk Liabilities: 96% of 8600's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8600 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: 8600's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 8600 has a high level of bad loans (2%).