Fukushima Bank Balance Sheet Health
Financial Health criteria checks 3/6
Fukushima Bank has total assets of ¥822.5B and total equity of ¥24.2B. Total deposits are ¥792.9B, and total loans are ¥569.7B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are ¥78.3B.
Key information
33.9x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥792.94b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥78.33b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8562's Assets to Equity ratio (33.9x) is very high.
Allowance for Bad Loans: 8562 has a low allowance for bad loans (43%).
Low Risk Liabilities: 99% of 8562's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8562 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 8562's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8562 has a high level of bad loans (2.1%).