Fukushima Bank Balance Sheet Health
Financial Health criteria checks 3/6
Fukushima Bank has total assets of ¥827.4B and total equity of ¥24.0B. Total deposits are ¥797.8B, and total loans are ¥576.1B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥77.8B.
Key information
34.5x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥797.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥77.84b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8562's Assets to Equity ratio (34.5x) is very high.
Allowance for Bad Loans: 8562 has a low allowance for bad loans (43%).
Low Risk Liabilities: 99% of 8562's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8562 has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: 8562's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8562 has a high level of bad loans (2%).