Miyazaki Bank Balance Sheet Health
Financial Health criteria checks 4/6
Miyazaki Bank has total assets of ¥4,270.2B and total equity of ¥177.3B. Total deposits are ¥3,153.8B, and total loans are ¥2,270.4B earning a Net Interest Margin of 1.4%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥1,111.6B.
Key information
24.1x
Asset to equity ratio
1.4%
Net interest margin
Total deposits | JP¥3.15t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.11t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8393's Assets to Equity ratio (24.1x) is very high.
Allowance for Bad Loans: 8393 has a low allowance for bad loans (44%).
Low Risk Liabilities: 77% of 8393's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8393 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: 8393's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8393 has an appropriate level of bad loans (1.5%).