San-in Godo BankLtd Past Earnings Performance
Past criteria checks 2/6
San-in Godo BankLtd has been growing earnings at an average annual rate of 4.9%, while the Banks industry saw earnings growing at 4.9% annually. Revenues have been growing at an average rate of 6.3% per year. San-in Godo BankLtd's return on equity is 3.9%, and it has net margins of 11.7%.
Key information
4.9%
Earnings growth rate
5.0%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | 6.3% |
| Return on equity | 3.9% |
| Net Margin | 11.7% |
| Next Earnings Update | 13 May 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How San-in Godo BankLtd makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 105,691 | 12,343 | 40,321 | 0 |
| 30 Sep 23 | 103,772 | 13,198 | 40,020 | 0 |
| 30 Jun 23 | 99,596 | 12,824 | 39,534 | 0 |
| 31 Mar 23 | 105,515 | 15,463 | 39,576 | 0 |
| 31 Dec 22 | 102,999 | 15,861 | 39,660 | 0 |
| 30 Sep 22 | 99,884 | 15,024 | 39,689 | 0 |
| 30 Jun 22 | 102,684 | 15,992 | 39,886 | 0 |
| 31 Mar 22 | 91,177 | 14,485 | 40,065 | 0 |
| 31 Dec 21 | 86,703 | 14,627 | 40,093 | 0 |
| 30 Sep 21 | 85,477 | 12,725 | 40,168 | 0 |
| 30 Jun 21 | 80,681 | 10,672 | 40,241 | 0 |
| 31 Mar 21 | 79,865 | 9,679 | 40,262 | 0 |
| 31 Dec 20 | 79,369 | 8,991 | 40,835 | 0 |
| 30 Sep 20 | 78,807 | 9,418 | 40,902 | 0 |
| 30 Jun 20 | 78,935 | 9,150 | 41,018 | 0 |
| 31 Mar 20 | 80,118 | 10,467 | 41,057 | 0 |
| 31 Dec 19 | 80,486 | 12,629 | 40,620 | 0 |
| 30 Sep 19 | 80,667 | 12,893 | 40,565 | 0 |
| 30 Jun 19 | 81,887 | 13,775 | 40,771 | 0 |
| 31 Mar 19 | 84,334 | 13,205 | 40,867 | 0 |
| 31 Dec 18 | 84,820 | 11,467 | 41,111 | 0 |
| 30 Sep 18 | 86,358 | 13,027 | 41,135 | 0 |
| 30 Jun 18 | 85,659 | 12,120 | 41,070 | 0 |
| 31 Mar 18 | 85,128 | 13,692 | 41,242 | 0 |
| 31 Dec 17 | 83,638 | 12,600 | 41,202 | 0 |
| 30 Sep 17 | 86,841 | 13,414 | 41,275 | 0 |
| 30 Jun 17 | 88,058 | 14,938 | 41,212 | 0 |
| 31 Mar 17 | 84,713 | 13,399 | 41,230 | 0 |
| 31 Dec 16 | 85,331 | 15,210 | 41,024 | 0 |
| 30 Sep 16 | 81,315 | 14,036 | 40,988 | 0 |
| 30 Jun 16 | 77,439 | 11,370 | 40,939 | 0 |
| 31 Mar 16 | 79,636 | 12,911 | 40,678 | 0 |
| 31 Dec 15 | 79,689 | 12,278 | 40,249 | 0 |
| 30 Sep 15 | 80,821 | 12,487 | 40,183 | 0 |
| 30 Jun 15 | 81,288 | 13,080 | 40,190 | 0 |
| 31 Mar 15 | 79,703 | 12,161 | 40,159 | 0 |
| 31 Dec 14 | 77,517 | 12,044 | 40,305 | 0 |
| 30 Sep 14 | 76,377 | 11,569 | 40,420 | 0 |
| 30 Jun 14 | 76,908 | 11,795 | 40,572 | 0 |
| 31 Mar 14 | 76,738 | 11,175 | 40,805 | 0 |
| 31 Dec 13 | 76,246 | 11,234 | 40,896 | 0 |
| 30 Sep 13 | 76,709 | 11,357 | 40,981 | 0 |
| 30 Jun 13 | 77,304 | 10,231 | 41,232 | 0 |
Quality Earnings: 8381 has high quality earnings.
Growing Profit Margin: 8381's current net profit margins (11.7%) are lower than last year (15.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8381's earnings have grown by 4.9% per year over the past 5 years.
Accelerating Growth: 8381's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 8381 had negative earnings growth (-22.2%) over the past year, making it difficult to compare to the Banks industry average (8.6%).
Return on Equity
High ROE: 8381's Return on Equity (3.9%) is considered low.