San-in Godo BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
San-in Godo BankLtd has total assets of ¥7,549.7B and total equity of ¥323.5B. Total deposits are ¥6,460.9B, and total loans are ¥4,830.2B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥754.7B.
Key information
23.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥6.46t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥754.66b |
Recent financial health updates
No updates
Recent updates
San-in Godo BankLtd (TSE:8381) Has Announced A Dividend Of ¥24.00
Dec 10
San-in Godo BankLtd's (TSE:8381) Dividend Will Be Increased To ¥24.00
Aug 29San-in Godo BankLtd's (TSE:8381) Dividend Will Be Increased To ¥24.00
Aug 08San-in Godo BankLtd's (TSE:8381) Upcoming Dividend Will Be Larger Than Last Year's
Jul 25San-in Godo BankLtd (TSE:8381) Is Increasing Its Dividend To ¥24.00
Jul 11San-in Godo BankLtd (TSE:8381) Is Paying Out A Larger Dividend Than Last Year
Mar 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8381's Assets to Equity ratio (23.3x) is very high.
Allowance for Bad Loans: 8381 has a low allowance for bad loans (73%).
Low Risk Liabilities: 89% of 8381's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8381 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 8381's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 8381 has an appropriate level of bad loans (1.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 22:28 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
The San-in Godo Bank,Ltd. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tatsuo Majima | Tokai Tokyo Intelligence Laboratory Co., Ltd. |
| Ganesh D.N. | Virtua Research Inc. |