San-in Godo BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
San-in Godo BankLtd has total assets of ¥7,549.7B and total equity of ¥323.5B. Total deposits are ¥6,460.9B, and total loans are ¥4,830.2B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥754.7B.
Key information
23.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥6.46t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥754.66b |
Recent financial health updates
No updates
Recent updates
San-in Godo BankLtd's (TSE:8381) Dividend Will Be Increased To ¥24.00
Aug 29
San-in Godo BankLtd's (TSE:8381) Dividend Will Be Increased To ¥24.00
Aug 08San-in Godo BankLtd's (TSE:8381) Upcoming Dividend Will Be Larger Than Last Year's
Jul 25San-in Godo BankLtd (TSE:8381) Is Increasing Its Dividend To ¥24.00
Jul 11San-in Godo BankLtd (TSE:8381) Is Paying Out A Larger Dividend Than Last Year
Mar 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8381's Assets to Equity ratio (23.3x) is very high.
Allowance for Bad Loans: 8381 has a low allowance for bad loans (73%).
Low Risk Liabilities: 89% of 8381's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8381 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 8381's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 8381 has an appropriate level of bad loans (1.4%).