Kiyo Bank Balance Sheet Health
Financial Health criteria checks 4/6
Kiyo Bank has total assets of ¥5,925.8B and total equity of ¥232.3B. Total deposits are ¥4,779.2B, and total loans are ¥3,930.9B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are ¥986.4B.
Key information
25.5x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥4.78t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥986.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8370's Assets to Equity ratio (25.5x) is very high.
Allowance for Bad Loans: 8370 has a low allowance for bad loans (40%).
Low Risk Liabilities: 84% of 8370's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8370 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 8370's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 8370 has an appropriate level of bad loans (1.6%).